$150,000
Panama City, FL 32401
MLS# 974726
1 beds | 1 baths | 924 sqft
1 / 33
Property Description
Waterfront Living with Historic Charm in the Heart of Panama City! Welcome to The Cove - one of Panama City's most beloved and historic neighborhoods where Southern charm meets coastal luxury! Nestled along the sparkling shores of St. Andrews Bay, this beautifully updated one bedroom, one bath condo offers a rare opportunity to own your very own slice of paradise. Step inside and be welcomed by an open concept layout that blends style and comfort. The spacious living and dining areas flow effortlessly into a modern kitchen, making it perfect for relaxing evenings or entertaining friends after a day on the bay.
Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 162.34
List Date: 2025-04-24
Current Price: $150,000
List Price: $150,000
Location, Tax and Legal
Unit #: 65
Sub Area: 2703 - Bay - Central SW
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Legal Description: BAY CLUB CONDO PHASE 1 UNIT 65 1BD ORB 614 P 678 1BR 1B 924 H&C ORB 4470 P 939
General Property Info
Sub-Type: Condominium
Design: N/A
SqFt Source: County PA Records
Stories In Unit: 1
Unit Floors Above Ground: 2
Garage: No
Carport: No
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 924
Bedrooms: 1
Full Baths: 1
Total Bathrooms: 1
Year Built: 1983
Garage Spaces: 1
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 529
Annual Assessment Amount: 6348
Assessment Paid: Monthly
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Waterfront Living with Historic Charm in the Heart of Panama City! Welcome to The Cove - one of Panama City's most beloved and historic neighborhoods where Southern charm meets coastal luxury! Nestled along the sparkling shores of St. Andrews Bay, this beautifully updated one bedroom, one bath condo offers a rare opportunity to own your very own slice of paradise. Step inside and be welcomed by an open concept layout that blends style and comfort. The spacious living and dining areas flow effortlessly into a modern kitchen, making it perfect for relaxing evenings or entertaining friends after a day on the bay.
Construction Status
Construction Complete: 1
Waterview
Bay: 1
Project Facilities
Dock: 1
Pool: 1
Short Term Rental - Allowed: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
Exterior
Balcony: 1
Dock: 1
Pool - In-Ground: 1
Interior
Furnished - All: 1
Financing
Conventional: 1
FHA: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Refrigerator: 1
Stove/Oven Electric: 1
Washer: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
See Remarks: 1
Master Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Fees Include
Accounting: 1
Management: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 105
Street Name: Allen
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Project Name/Subdivision: Bay Club Condo Ph 1
Parcel ID: 20360-065-000
Property Features
Construction Status: Construction Complete
Waterview: Bay
Project Facilities: Dock; Pool; Short Term Rental - Allowed
Exterior: Balcony; Dock; Pool - In-Ground
Interior: Furnished - All
Appliances: Dishwasher; Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer
Utilities: Electric; Public Sewer; Public Water
Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Kitchen: First
Living Room: First
Rooms: Dining Room; Kitchen; Living Room; Master Bedroom
Financing: Conventional; FHA
Fees Include: Accounting; Management
Supplements
Large windows flood the space with natural light and offer glimpses of the water, adding to that vacation-every-day vibe. Outside, the community amenities truly shine. Take a dip in the waterfront pool, launch your kayak or paddleboard from the private dock, or simply unwind and enjoy the views with private bay access the choice is yours! Living in The Cove means more than just a gorgeous view. You're just minutes from the vibrant energy of Downtown Panama City, where boutique shopping, waterfront dining, and cultural events keep things exciting year-round. Whether you're looking for a weekend getaway, a low-maintenance full-time home, or a high-demand investment property, this condo checks all the boxes. Don't miss your chance to own a rare waterfront gem in a location that locals love and visitor's envy. Schedule your private showing today and experience the magic of bayfront living!
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks | Dimensions |
| Master Bedroom | First | 14 x 12 | 14.00 | 12.00 | Buyer to verify all measurements if important to you. | 14 x 12 |
| Dining Room | First | 12 x 9 | 12.00 | 9.00 | 12 x 9 | |
| Living Room | First | 14 x 12 | 14.00 | 12.00 | 14 x 12 | |
| Kitchen | First | 11 x 7 | 11.00 | 7.00 | 11 x 7 |
Listing Office: Keller Williams Realty SRB
Last Updated: September - 16 - 2025
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.
