13657 Front Beach Road
Panama City Beach, FL 32413
MLS# 998460
6 beds | 7 baths | 3990 sqft
Property DescriptionBACK ON MARKET AND SELLER READY TO MOVE IT. This private Gulf Front 6-bedroom, 6.5 baths home with a private pool was customized by the owners, with a different furniture package and decor to make it special. THIS HOME HAS NEVER BEEN RENTED AND IN BRAND NEW CONDITION! The unit can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from each balcony and offers two master suites on the Third Floor. The First Floor offers a Recreation Room with a Mini-Kitchen and a gaming area with Pool table, bunk room and an Elevator. The second floor features the living area with an open Great Room, that opens to an oversize balcony with endless views both East and West.
Listing Board: Emerald Coast
List Price/SqFt: 926.07
List Date: 2026-03-19
Current Price: $3,695,000
Sub Area: 2718 - Beach - Central South
Elementary School: Hutchinson Beach
Middle School: Surfside
High School: Arnold
Legal Description: PANAMA CITY BEACH RESORT LOT 3 MARGARITAVILLE COTTAGES PH 1 ORB 4704 P 1401
Sub-Type: Detached Single Family
Design: Beach House
SqFt Source: Building Plan
Immediate Occupancy: Yes
Carport Spaces: 2
Driveway Spaces: 2
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 3990
Bedrooms: 6
Full Baths: 6
Half Baths: 1
Total Bathrooms: 7
# Stories: 3
Year Built: 2023
Acreage: 0.19
Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 300
Annual Assessment Amount: 1200
Assessment Paid: Quarterly
New Buyer Fee: No
New Buyer Fee Amt: 5000
New Buyer Fee Paid: $
Last Taxes: 36406
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: BACK ON MARKET AND SELLER READY TO MOVE IT. This private Gulf Front 6-bedroom, 6.5 baths home with a private pool was customized by the owners, with a different furniture package and decor to make it special. THIS HOME HAS NEVER BEEN RENTED AND IN BRAND NEW CONDITION! The unit can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from each balcony and offers two master suites on the Third Floor. The First Floor offers a Recreation Room with a Mini-Kitchen and a gaming area with Pool table, bunk room and an Elevator. The second floor features the living area with an open Great Room, that opens to an oversize balcony with endless views both East and West.
Gulf: 1
Waterfront Feet: 40
City Road: 1
Paved Road: 1
Coastal Setback: 1
Covenants: 1
BBQ Pit/Grill: 1
Dumpster: 1
Roof Metal: 1
Siding CmntFbrHrdBrd: 1
Electric: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Balcony: 1
BBQ Pit/Grill: 1
Patio Open: 1
Pool - Gunite Concrt: 1
Floor Tile: 1
Floor Vinyl: 1
Furnished - All: 1
Owner's Closet: 1
Pantry: 1
Plantation Shutters: 1
Microwave: 1
Range Hood: 1
Refrigerator: 1
Refrigerator W/IceMk: 1
Smoke Detector: 1
Warranty Provided: 1
AC - 2 or More: 1
Heat Pump Air To Air: 1
MBath Double Vanity: 1
MBath Tile: 1
Bunk Room: 1
Dining Area: 1
Laundry: 1
Master Bedroom: 1
Recreation Room: 1
Storage: 1
Management: 1
Master Association: 1
Recreational Faclty: 1
Security: 1
Area: 27 - Bay County
Street #: 13657
Street Name: Front Beach
Street Suffix: Road
County: Bay
Project Name/Subdivision: Margaritaville Cottages
Construction Status: Construction Complete
Lot Features: Coastal Setback; Covenants; Flood Insurance Req
Parking Features: Carport
Project Facilities: BBQ Pit/Grill; Dumpster; Exercise Room; Pool; TV Cable
Exterior: Balcony; BBQ Pit/Grill; Columns; Hot Tub; Patio Open; Pool - Gunite Concrt
Interior: Floor Tile; Floor Vinyl; Furnished - All; Owner's Closet; Pantry; Plantation Shutters; Window Treatment All
Appliances: Cooktop; Disposal; Dryer; Ice Machine; Microwave; Range Hood; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Warranty Provided; Washer
Utilities: Electric; Public Sewer; Public Water; TV Cable
Energy: AC - 2 or More; Heat Pump Air To Air; Water Heater - Tnkls
Rooms: Balcony; Bedroom; Bunk Room; Dining Area; Great Room; Kitchen; Laundry; Master Bedroom; Recreation Room; Storage
Fees Include: Management; Master Association; Recreational Faclty; Security; TV Cable
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Bunk Room | First | 11.5 x 12.5 | 11.50 | 12.50 | with bath |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | with ensuite bath |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | with ensuite bath |
| Bedroom | Third | 12 x 12 | 12.00 | 12.00 | with ensuite bath |
| Master Bedroom | Third | 14 x 15 | 14.00 | 15.00 | with ensuite bath |
| Bedroom | Third | 12 x 12 | 12.00 | 12.00 | with ensuite bath |
| Recreation Room | First | 25 x 15 | 25.00 | 15.00 | with Wet Bar |
| Great Room | Second | 26 x 15 | 26.00 | 15.00 | |
| Dining Area | Second | 11 x 12 | 11.00 | 12.00 | |
| Kitchen | | 11 x 13 | 11.00 | 13.00 | |
| Laundry | Second | 5 x 9 | 5.00 | 9.00 | |
| Storage | First | 6 x 7 | 6.00 | 7.00 | in carport |
| Balcony | Second | 25 x 8 | 25.00 | 8.00 | open from living room/dining |
| Balcony | First | 25 x 16 | 25.00 | 16.00 | with Pool, hot tub, beach entry, |
| Balcony | Third | 25 x 8 | 25.00 | 8.00 | open from bedrooms |
Listing Office: Beach Time Realty Inc
Last Updated: March - 20 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.