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$3,695,000
13657 Front Beach Road
Panama City Beach, FL 32413
MLS# 998460
6 beds  |  7 baths  |  3990 sqft


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Property Description
BACK ON MARKET AND SELLER READY TO MOVE IT. This private Gulf Front 6-bedroom, 6.5 baths home with a private pool was customized by the owners, with a different furniture package and decor to make it special. THIS HOME HAS NEVER BEEN RENTED AND IN BRAND NEW CONDITION! The unit can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from each balcony and offers two master suites on the Third Floor. The First Floor offers a Recreation Room with a Mini-Kitchen and a gaming area with Pool table, bunk room and an Elevator. The second floor features the living area with an open Great Room, that opens to an oversize balcony with endless views both East and West.

Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 926.07
List Date: 2026-03-19
Current Price: $3,695,000
List Price: $3,695,000
Location, Tax and Legal
Sub Area: 2718 - Beach - Central South
Elementary School: Hutchinson Beach
Middle School: Surfside
High School: Arnold
Legal Description: PANAMA CITY BEACH RESORT LOT 3 MARGARITAVILLE COTTAGES PH 1 ORB 4704 P 1401
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
SqFt Source: Building Plan
Immediate Occupancy: Yes
Garage: No
Carport: Yes
Carport Spaces: 2
Driveway Spaces: 2
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 3990
Bedrooms: 6
Full Baths: 6
Half Baths: 1
Total Bathrooms: 7
# Stories: 3
Year Built: 2023
Acreage: 0.19
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 300
Annual Assessment Amount: 1200
Assessment Paid: Quarterly
New Buyer Fee: No
New Buyer Fee Amt: 5000
New Buyer Fee Paid: $
Last Taxes: 36406
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: BACK ON MARKET AND SELLER READY TO MOVE IT. This private Gulf Front 6-bedroom, 6.5 baths home with a private pool was customized by the owners, with a different furniture package and decor to make it special. THIS HOME HAS NEVER BEEN RENTED AND IN BRAND NEW CONDITION! The unit can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from each balcony and offers two master suites on the Third Floor. The First Floor offers a Recreation Room with a Mini-Kitchen and a gaming area with Pool table, bunk room and an Elevator. The second floor features the living area with an open Great Room, that opens to an oversize balcony with endless views both East and West.
Waterfront
Gulf: 1
Waterfront Feet: 40
Construction Status
Construction Complete: 1
Parking Features
Carport: 1
Lot/Parcel Access
City Road: 1
Paved Road: 1
State Highway: 1
Lot Features
Coastal Setback: 1
Covenants: 1
Flood Insurance Req: 1
Project Facilities
BBQ Pit/Grill: 1
Dumpster: 1
Exercise Room: 1
Pool: 1
TV Cable: 1
Construction/Siding
Roof Metal: 1
Siding CmntFbrHrdBrd: 1
Trim Wood: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
City: 1
Exterior
Balcony: 1
BBQ Pit/Grill: 1
Columns: 1
Hot Tub: 1
Patio Open: 1
Pool - Gunite Concrt: 1
Interior
Floor Tile: 1
Floor Vinyl: 1
Furnished - All: 1
Owner's Closet: 1
Pantry: 1
Plantation Shutters: 1
Window Treatment All: 1
Financing
Conventional: 1
Appliances
Cooktop: 1
Disposal: 1
Dryer: 1
Ice Machine: 1
Microwave: 1
Range Hood: 1
Refrigerator: 1
Refrigerator W/IceMk: 1
Smoke Detector: 1
Warranty Provided: 1
Washer: 1
Energy
AC - 2 or More: 1
Heat Pump Air To Air: 1
Water Heater - Tnkls: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Tile: 1
Master Bedroom
Third: 1
Bedroom
Second: 1
Third: 1
Rooms
Balcony: 1
Bedroom: 1
Bunk Room: 1
Dining Area: 1
Great Room: 1
Kitchen: 1
Laundry: 1
Master Bedroom: 1
Recreation Room: 1
Storage: 1
Fees Include
Management: 1
Master Association: 1
Recreational Faclty: 1
Security: 1
TV Cable: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 13657
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Project Name/Subdivision: Margaritaville Cottages
Parcel ID: 34764-100-030
Property Features
Construction Status: Construction Complete
Lot Features: Coastal Setback; Covenants; Flood Insurance Req
Waterfront: Gulf
Parking Features: Carport
Project Facilities: BBQ Pit/Grill; Dumpster; Exercise Room; Pool; TV Cable
Exterior: Balcony; BBQ Pit/Grill; Columns; Hot Tub; Patio Open; Pool - Gunite Concrt
Interior: Floor Tile; Floor Vinyl; Furnished - All; Owner's Closet; Pantry; Plantation Shutters; Window Treatment All
Appliances: Cooktop; Disposal; Dryer; Ice Machine; Microwave; Range Hood; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Warranty Provided; Washer
Utilities: Electric; Public Sewer; Public Water; TV Cable
Energy: AC - 2 or More; Heat Pump Air To Air; Water Heater - Tnkls
Master Bedroom: Third
Bedroom: Second; Third
Rooms: Balcony; Bedroom; Bunk Room; Dining Area; Great Room; Kitchen; Laundry; Master Bedroom; Recreation Room; Storage
Financing: Conventional
Fees Include: Management; Master Association; Recreational Faclty; Security; TV Cable
Room Information
Room Name Level Dimensions Length Width Remarks
Bunk RoomFirst11.5 x 12.511.5012.50with bath
BedroomSecond12 x 1212.0012.00with ensuite bath
BedroomSecond12 x 1212.0012.00with ensuite bath
BedroomThird12 x 1212.0012.00with ensuite bath
Master BedroomThird14 x 1514.0015.00with ensuite bath
BedroomThird12 x 1212.0012.00with ensuite bath
Recreation RoomFirst25 x 1525.0015.00with Wet Bar
Great RoomSecond26 x 1526.0015.00
Dining AreaSecond11 x 1211.0012.00
Kitchen11 x 1311.0013.00
LaundrySecond5 x 95.009.00
StorageFirst6 x 76.007.00in carport
BalconySecond25 x 825.008.00open from living room/dining
BalconyFirst25 x 1625.0016.00with Pool, hot tub, beach entry,
BalconyThird25 x 825.008.00open from bedrooms

Listing Office: Beach Time Realty Inc

Last Updated: March - 20 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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