$699,900
Niceville, FL 32578
MLS# 995853
Status: Pending
4 beds | 3 baths | 2646 sqft
1 / 52
Property Description
Welcome home to 1395 Windward Lane, a spacious, single-level, 4-bedroom property situated inside Bluewater Bay's extraordinary Windward community. Entering through Windward's stately gate, you are greeted by a brick paver roundabout encircling a lush park. Meander down Windward Way to the banks of Lido Lake to observe the resident turtles and other wildlife. Windward's most valuable and unique amenity is the Bay-front community beach with an extensive dock and platforms for putting in kayaks and paddle boards. Pack a picnic, stroll or bike 1000 feet from your front door, and watch the sunset over Choctawhatchee Bay, or wet a line and bring home freshly-caught fish for dinner! 1395 Windward Lane's thoughtful and functional plan offers a split bedroom layout with 2 bedrooms and a full bath
Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 264.51
List Date: 2026-02-20
Current Price: $699,900
List Price: $699,900
Location, Tax and Legal
Sub Area: 1308 - Bluewater Bay
Elementary School: Bluewater
Middle School: Choice-Destin/Ruckel
High School: Niceville
Legal Description: Lot 6, WINDWARD PH V, according to the map or plat thereof as recorded in Plat Book 11, Page 55, of the Public Records of Okaloosa County, Florida
General Property Info
Sub-Type: Detached Single Family
Design: Traditional
SqFt Source: County PA Records
Immediate Occupancy: No
Garage: Yes
Carport: No
Driveway Spaces: 4
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 2646
Bedrooms: 4
Full Baths: 2
Half Baths: 1
Total Bathrooms: 3
# Stories: 1
Year Built: 1989
Garage Spaces: 2
Acreage: 0.35
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: Yes
Assessment Fees: Yes
Rent/Mo: 3800
Assessment Amount: 275
Lease Expiration Dt: 2026-05-31
Annual Assessment Amount: 1100
Assessment Paid: Quarterly
New Buyer Fee: No
Last Taxes: 5998.89
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Welcome home to 1395 Windward Lane, a spacious, single-level, 4-bedroom property situated inside Bluewater Bay's extraordinary Windward community. Entering through Windward's stately gate, you are greeted by a brick paver roundabout encircling a lush park. Meander down Windward Way to the banks of Lido Lake to observe the resident turtles and other wildlife. Windward's most valuable and unique amenity is the Bay-front community beach with an extensive dock and platforms for putting in kayaks and paddle boards. Pack a picnic, stroll or bike 1000 feet from your front door, and watch the sunset over Choctawhatchee Bay, or wet a line and bring home freshly-caught fish for dinner! 1395 Windward Lane's thoughtful and functional plan offers a split bedroom layout with 2 bedrooms and a full bath
Construction Status
Construction Complete: 1
Parking Features
Garage: 1
Garage Attached: 1
Lot/Parcel Access
Controlled Access: 1
Easement: 1
Paved Road: 1
Private Road: 1
Lot Features
Covenants: 1
Easements: 1
Golf Course: 1
Interior: 1
Level: 1
Restrictions: 1
Storm Sewer: 1
Within 1/2 Mile to Water: 1
Project Facilities
Dock: 1
Gated Community: 1
Waterfront: 1
Construction/Siding
Brick: 1
Frame: 1
Roof Dimensional Shg: 1
Roof Pitched: 1
Slab: 1
Trim Aluminum: 1
Trim Vinyl: 1
Utilities
Electric: 1
Gas - Natural: 1
Phone: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Underground: 1
Zoning
County: 1
Deed Restrictions: 1
Resid Single Family: 1
Exterior
Lawn Pump: 1
Patio Covered: 1
Patio Enclosed: 1
Rain Gutter: 1
Sprinkler System: 1
Interior
Built-In Bookcases: 1
Ceiling Tray/Cofferd: 1
Fireplace: 1
Floor Hardwood: 1
Floor Tile: 1
Floor WW Carpet: 1
Lighting Recessed: 1
Pantry: 1
Pull Down Stairs: 1
Shelving: 1
Skylight(s): 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Window Treatmnt Some: 1
Woodwork Painted: 1
Financing
Conventional: 1
VA: 1
Appliances
Cooktop: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Refrigerator: 1
Smoke Detector: 1
Stove/Oven Dual Fuel: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Heat Pump Air To Air: 1
Insulated Doors: 1
Ridge Vent: 1
Water Heater - Gas: 1
Water Heater - Tnkls: 1
Mstr Bdrm/Mstr Bath
MBath Cultured Mrble: 1
MBath Double Vanity: 1
MBath Dressing Area: 1
MBath Separate Shwr: 1
MBath Tile: 1
MBath Walk-In Closet: 1
MBath Whirlpool: 1
MBed Carpeted: 1
MBed First Floor: 1
MBed Sitting Area: 1
MBed Trey Ceiling: 1
Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Dining Area: 1
Dining Room: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Office: 1
Sitting Room: 1
Fees Include
Accounting: 1
Management: 1
Recreational Faclty: 1
Status Change Info
Status: Pending
Under Contract Date: 2026-03-16
Location Tax and Legal
Area: 13 - Niceville
Street #: 1395
Street Name: Windward
Street Suffix: Lane
State: FL
Zip Code: 32578
County: Okaloosa
Project Name/Subdivision: WINDWARD PH 5
Parcel ID: 22-1S-22-2693-0000-0060
Property Features
Construction Status: Construction Complete
Lot Features: Covenants; Easements; Golf Course; Interior; Level; Restrictions; Storm Sewer; Within 1/2 Mile to Water
Zoning: County; Deed Restrictions; Resid Single Family
Parking Features: Garage; Garage Attached
Project Facilities: Dock; Gated Community; Waterfront
Exterior: Lawn Pump; Patio Covered; Patio Enclosed; Rain Gutter; Sprinkler System
Interior: Built-In Bookcases; Ceiling Tray/Cofferd; Fireplace; Floor Hardwood; Floor Tile; Floor WW Carpet; Lighting Recessed; Pantry; Pull Down Stairs; Shelving; Skylight(s); Split Bedroom; Washer/Dryer Hookup; Window Treatmnt Some; Woodwork Painted
Appliances: Cooktop; Dishwasher; Disposal; Microwave; Refrigerator; Smoke Detector; Stove/Oven Dual Fuel
Utilities: Electric; Gas - Natural; Phone; Public Sewer; Public Water; TV Cable; Underground
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Heat Pump Air To Air; Insulated Doors; Ridge Vent; Water Heater - Gas; Water Heater - Tnkls
Bedroom: First
Kitchen: First
Living Room: First
Rooms: Bedroom; Dining Area; Dining Room; Kitchen; Laundry; Living Room; Master Bathroom; Office; Sitting Room
Financing: Conventional; VA
Fees Include: Accounting; Management; Recreational Faclty
Supplements
on one side of the living spaces and the primary bedroom suite, an additional bedroom, and a convenient half bath on the other. A generously-sized office and formal dining space flank the foyer, while the cozy living room with wood burning fireplace and built-in shelving flows seamlessly into the updated kitchen and breakfast nook. Don't overlook the tremendous value and flexibility of the 330+ square foot heated and cooled Florida room NOT INCLUDED in the advertised 2646 square feet!!! From the Florida room, discover an ample covered back porch leading to the resort-like backyard overlooking the 7th green of Bluewater's 9-hole Bay course.
Bluewater Bay offers a resort lifestyle for all ages with miles of walking paths, restaurants, shopping, a marina complex, and separate memberships available for golf, tennis, pickleball, and swimming pools. Zoned for highly rated Bluewater Elementary School, offering a choice between Ruckel and Destin Middle Schools, and Niceville High School - home of the Eagles!
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Living Room | First | 19 x 17 | 19.00 | 17.00 | |
| Dining Room | First | 15 x 11.5 | 15.00 | 11.50 | |
| Office | First | 15 x 11.5 | 15.00 | 11.50 | |
| Kitchen | First | 13 x 12 | 13.00 | 12.00 | |
| Dining Area | First | 9 x 8 | 9.00 | 8.00 | |
| Master Bathroom | First | 16 x 14 | 16.00 | 14.00 | |
| Sitting Room | First | 10 x 5.5 | 10.00 | 5.50 | Within and in addition to Master Bed |
| Bedroom | First | 13.5 x 11 | 13.50 | 11.00 | Front Bedroom Left Side |
| Bedroom | First | 14 x 11 | 14.00 | 11.00 | Rear Bedroom Left Side |
| Bedroom | First | 12 x 10 | 12.00 | 10.00 | Right Side |
| Laundry | First | 8 x 7 | 8.00 | 7.00 | Utility Sink and Built ins |
Listing Office: EXP Realty LLC
Last Updated: April - 08 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.
