$1,020,000
Mary Esther, FL 32569
MLS# 992670
4 beds | 3 baths | 2986 sqft
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Open House (04/18/2026 - 11:00 am - 1:00 pm)
Property Description
SELLER OFFERING $5000 CREDIT! Exceptional waterfront opportunity with 115 feet of beach shoreline and beautiful water views throughout this thoughtfully updated property. A new dock featuring a spacious sundeck invites you to relax, fish, or entertain while taking in the scenery. This home also features a 1200 sqft 1-bed, 1-bath apartment over the garage, offering excellent income-producing potential. Inside, the kitchen features a cozy breakfast nook with a bay window perfectly positioned to capture the water view, and tile flooring runs throughout the home--no carpet. The home underwent a full remodel in 2005-2006, including sheetrock, insulation, electrical, windows, doors, and flooring. Major updates continue with a new roof and HVAC in 2021, and plumbing relocated to the walls
Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 341.59
List Date: 2026-01-12
Current Price: $1,020,000
List Price: $1,020,000
Location, Tax and Legal
Sub Area: 1212 - Mary Esther/West of Hurlburt
Elementary School: Florosa
Middle School: Bruner
High School: Fort Walton Beach
Legal Description: The West 114.7 ft of the East 700.0 ft of Lot 2, Section 14, Township 2 South, Range 25 West, lying south of the right-of-way of U.S. Hwy 98, Okaloosa county, Florida, and being further described by composite survey dated November, 1980, by Basil J Boles and as shown on said completed survey as the West 114.7 ft to East 700.1 ft of Government Lot 2, South of Hwy 98, Okaloosa County, Florida.
General Property Info
Sub-Type: Detached Single Family
Design: Traditional
SqFt Source: County PA Records
Immediate Occupancy: No
Garage: Yes
Carport: No
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 2986
Bedrooms: 4
Full Baths: 3
Total Bathrooms: 3
# Stories: 2
Year Built: 2008
Garage Spaces: 2
Acreage: 0.44
Listing Info, Tax & Legal
Homestead: Yes
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 3920.02
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: SELLER OFFERING $5000 CREDIT! Exceptional waterfront opportunity with 115 feet of beach shoreline and beautiful water views throughout this thoughtfully updated property. A new dock featuring a spacious sundeck invites you to relax, fish, or entertain while taking in the scenery. This home also features a 1200 sqft 1-bed, 1-bath apartment over the garage, offering excellent income-producing potential. Inside, the kitchen features a cozy breakfast nook with a bay window perfectly positioned to capture the water view, and tile flooring runs throughout the home--no carpet. The home underwent a full remodel in 2005-2006, including sheetrock, insulation, electrical, windows, doors, and flooring. Major updates continue with a new roof and HVAC in 2021, and plumbing relocated to the walls
Waterfront
Intracoastal Wtrwy: 1
Sound: 1
Waterfront Feet: 114.7
Construction Status
Construction Complete: 1
Parking Features
Garage Attached: 1
Oversized: 1
Waterview
Intracoastal Waterwy: 1
Sound: 1
Lot/Parcel Access
County Road: 1
Paved Road: 1
State Highway: 1
Lot Features
Bulkhead/Seawall: 1
Flood Insurance Req: 1
Construction/Siding
Concrete: 1
Roof Dimensional Shg: 1
Siding CmntFbrHrdBrd: 1
Siding Vinyl: 1
Trim Aluminum: 1
Utilities
Public Sewer: 1
Public Water: 1
Zoning
Resid Single Family: 1
Exterior
Dock: 1
Greenhouse: 1
Hurricane Shutters: 1
Lawn Pump: 1
Patio Covered: 1
Sprinkler System: 1
Workshop: 1
Interior
Ceiling Vaulted: 1
Fireplace: 1
Floor Tile: 1
Guest Quarters: 1
Lighting Recessed: 1
Pantry: 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Window Bay: 1
Window Treatmnt Some: 1
Financing
Conventional: 1
FHA: 1
Appliances
Dishwasher: 1
Microwave: 1
Range Hood: 1
Refrigerator W/IceMk: 1
Smoke Detector: 1
Smooth Stovetop Rnge: 1
Energy
AC - 2 or More: 1
Ceiling Fans: 1
Double Pane Windows: 1
Storm Doors: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Cultured Mrble: 1
MBath Tile: 1
MBath Whirlpool: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Master Bedroom
First: 1
Second: 1
Bedroom
First: 1
Kitchen
First: 1
Second: 1
Living Room
First: 1
Second: 1
Rooms
Bedroom: 1
Dining Area: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Office: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 12 - Fort Walton Beach
Street #: 1491
Street Direction: W
Street Name: Highway 98
State: FL
Zip Code: 32569
County: Okaloosa
Project Name/Subdivision: METES & BOUNDS
Parcel ID: 14-2S-25-0000-0020-0000
Property Features
Construction Status: Construction Complete
Lot Features: Bulkhead/Seawall; Flood Insurance Req
Zoning: Resid Single Family
Waterfront: Intracoastal Wtrwy; Sound
Waterview: Intracoastal Waterwy; Sound
Parking Features: Garage Attached; Oversized
Exterior: Dock; Greenhouse; Hurricane Shutters; Lawn Pump; Patio Covered; Sprinkler System; Workshop
Interior: Ceiling Vaulted; Fireplace; Floor Tile; Guest Quarters; Lighting Recessed; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Bay; Window Treatmnt Some
Appliances: Dishwasher; Microwave; Range Hood; Refrigerator W/IceMk; Smoke Detector; Smooth Stovetop Rnge
Utilities: Public Sewer; Public Water
Energy: AC - 2 or More; Ceiling Fans; Double Pane Windows; Storm Doors; Water Heater - Elect
Master Bedroom: First; Second
Bedroom: First
Kitchen: First; Second
Living Room: First; Second
Rooms: Bedroom; Dining Area; Dining Room; Kitchen; Living Room; Master Bedroom; Office
Financing: Conventional; FHA
Supplements
And attic in 2021. Newer appliances include a very quiet dishwasher and a brand-new microwave. A concrete safe room adds exceptional storm protection and security. A spacious 400 sq ft office with a separate entrance offers flexibility for a home business, guest suite, or potential 5th bedroom, with its own closet, handicap-accessible design, and the ability to add a bathroom. Storage is abundant throughout both the main home and the apartment. The upstairs apartment, built in 2008, features a private entrance, its own water heater (2008), HVAC (2021), exterior-vented hood, washer and dryer, and independent security system. Step out onto the private balcony and enjoy sweeping views of the sound, making this space especially appealing for guests or tenants. A circular driveway offers ample parking, hurricane shutters and a security system added peace of mind. A workshop is also included. This versatile waterfront property offers stunning views, flexible living options, and strong investment potential all in one exceptional setting.
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Living Room | First | 14 x 18 | 14.00 | 18.00 | |
| Dining Room | First | 14 x 15 | 14.00 | 15.00 | |
| Kitchen | First | 14 x 9 | 14.00 | 9.00 | |
| Master Bedroom | First | 16 x 11 | 16.00 | 11.00 | |
| Bedroom | First | 13 x 17 | 13.00 | 17.00 | |
| Bedroom | First | 16 x 11 | 16.00 | 11.00 | |
| Office | First | 14 x 19 | 14.00 | 19.00 | Could be used at 4th bedroom |
| Master Bedroom | Second | 12 x 23 | 12.00 | 23.00 | Apartment |
| Living Room | Second | 12 x 24 | 12.00 | 24.00 | Apartment |
| Dining Area | Second | 8 x 8 | 8.00 | 8.00 | Apartment |
| Kitchen | Second | 8 x 16 | 8.00 | 16.00 | Apartment |
Listing Office: ERA American Real Estate
Last Updated: April - 07 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.
