Search


$324,990
16910 Castile Avenue
Panama City Beach, FL 32413
MLS# 992880
3 beds  |  2 baths  |  1517 sqft


Newly Updated Kitchen
  1 / 17  
Newly Updated Kitchen Welcome Home Newly Updated Kitchen Home Entry into Living Room Living Room Living Room leading to Bedroom 1 & 2 Newly Updated Kitchen Bedroom 1 Bedroom 1 Bedroom 2 Bedroom 2 New Hallway Bathroom New Hallway Bathroom Walk In Shower Bedroom 3 (Enclosed Garage) Bedroom 3 (Enclosed Garage) New Bathroom 2 inside Enclosed Garage 16910 Castile Avenue

Property Description
Completely gut-renovated in Fall 2025, 16910 Castile Avenue is one of Panama City Beach's best-value beach investments -- turnkey 3BR/2BA on a generous 60x120 fully fenced lot with no HOA and short-term rental zoning. Just half a mile to the Gulf and one mile from Pier Park. Every surface refreshed: new flooring, kitchen, appliances, bathrooms, HVAC, and water heater. The private lock-out suite with its own entrance and full bath maximizes rental income potential from day one. Move-in ready and priced to move at $325,000.

Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 214.23
List Date: 2025-11-19
Current Price: $324,990
List Price: $324,990
Location, Tax and Legal
Sub Area: 2720 - Beach - Middle Central
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Legal Description: EL CENTRO BEACH LOT 15 BLK 18 ORB 4771 P 1851
General Property Info
Sub-Type: Detached Single Family
Design: Ranch
SqFt Source: Building Plan
Immediate Occupancy: Yes
Garage: No
Carport: No
Driveway Spaces: 2
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 1517
Bedrooms: 3
Full Baths: 2
Total Bathrooms: 2
# Stories: 1
Year Built: 1959
Acreage: 0.17
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 2793.24
Last Tax Year: 2025
Brokerage Interest: Owner Outside Licensee - Owner is a licensed real estate broker or salesperson.
As Is: Yes
Remarks & Misc
Remarks: Completely gut-renovated in Fall 2025, 16910 Castile Avenue is one of Panama City Beach's best-value beach investments -- turnkey 3BR/2BA on a generous 60x120 fully fenced lot with no HOA and short-term rental zoning. Just half a mile to the Gulf and one mile from Pier Park. Every surface refreshed: new flooring, kitchen, appliances, bathrooms, HVAC, and water heater. The private lock-out suite with its own entrance and full bath maximizes rental income potential from day one. Move-in ready and priced to move at $325,000.
Construction Status
Construction Complete: 1
Lot/Parcel Access
City Road: 1
Paved Road: 1
U.S. Highway: 1
Lot Features
Interior: 1
Level: 1
Within 1/2 Mile to Water: 1
Construction/Siding
Block: 1
Concrete: 1
Roof Dimensional Shg: 1
Siding Wood: 1
Slab: 1
Trim Wood: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Fenced Back Yard: 1
Fenced Chain Link: 1
Fenced Lot-All: 1
Patio Open: 1
Porch Open: 1
Yard Building: 1
Interior
Floor Hardwood: 1
Floor Tile: 1
Washer/Dryer Hookup: 1
Window Treatment All: 1
Financing
Conventional: 1
FHA: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Refrigerator W/IceMk: 1
Smooth Stovetop Rnge: 1
Stove/Oven Electric: 1
Washer: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Shower Only: 1
MBath Tile: 1
Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Bonus Room: 1
Kitchen: 1
Living Room: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 16910
Street Name: Castile
Street Suffix: Avenue
State: FL
Zip Code: 32413
County: Bay
Project Name/Subdivision: EL CENTRO BEACH
Parcel ID: 33484-000-000
Property Features
Construction Status: Construction Complete
Lot Features: Interior; Level; Within 1/2 Mile to Water
Zoning: Resid Single Family
Exterior: Fenced Back Yard; Fenced Chain Link; Fenced Lot-All; Patio Open; Porch Open; Yard Building
Interior: Floor Hardwood; Floor Tile; Washer/Dryer Hookup; Window Treatment All
Appliances: Dishwasher; Dryer; Microwave; Refrigerator W/IceMk; Smooth Stovetop Rnge; Stove/Oven Electric; Washer
Utilities: Electric; Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect
Bedroom: First
Kitchen: First
Living Room: First
Rooms: Bedroom; Bonus Room; Kitchen; Living Room
Financing: Conventional; FHA
Supplements
FAQ: 16910 Castile Avenue, Panama City Beach, FL 32413 What is the asking price for 16910 Castile Avenue in Panama City Beach? 16910 Castile Avenue is listed at $325,000, making it one of the most competitively priced fully renovated, short-term-rental-eligible homes available in Panama City Beach's desirable west end. At this price point, the property represents exceptional value for both primary residents and investment buyers. Where exactly is 16910 Castile Avenue located? The property is located at 16910 Castile Avenue, Panama City Beach, Florida 32413, on the west end of Panama City Beach in the El Centro Beach neighborhood. Pier Park -- Panama City Beach's premier shopping, dining, and entertainment destination -- is one mile away. The Gulf of Mexico is just half a mile from the front door. The property is easily accessible from US Highway 98 and State Highway 79. How close is 16910 Castile Avenue to the beach? The Gulf of Mexico is just half a mile from 16910 Castile Avenue -- an easy walk, bike ride, or golf cart trip to the sugar-white sands of Panama City Beach. The property is also conveniently close to multiple public beach access points on the west end of PCB. How recently was 16910 Castile Avenue renovated? The home was completely gut-renovated in Fall 2025. This was a comprehensive, top-to-bottom renovation -- not a cosmetic refresh. Every surface was addressed including all-new flooring, interior and exterior paint, kitchen cabinets, appliances, and two fully updated bathrooms. Major system upgrades include a new HVAC, new hot water heater, and new washer and dryer, providing true peace of mind for the next owner. How many bedrooms and bathrooms does 16910 Castile Avenue have? The home features three bedrooms and two full bathrooms across 1,517 square feet. The layout includes two bedrooms and a full bath in the main living area, plus a private lock-out suite with its own entrance and full bath -- ideal as a primary retreat, guest suite, home office, or separately rentable unit to maximize investment income. What is the lock-out suite at 16910 Castile Avenue? The lock-out suite is a private, self-contained living space with its own separate entrance and full bathroom. This flexible space can function as a primary bedroom retreat, a private guest suite, a home office, or a separately rentable unit for additional income. For vacation rental investors, a lock-out suite significantly increases rental flexibility and revenue potential by allowing the property to be rented as a whole or in separate configurations. Is 16910 Castile Avenue allowed to be used as a short-term vacation rental? Yes. 16910 Castile Avenue is located in a short-term-rental-friendly zone in Panama City Beach with no HOA restrictions. This makes it an excellent candidate for platforms like Airbnb and VRBO. Panama City Beach is one of the most visited beach destinations in the United States, with strong seasonal and year-round vacation rental demand, particularly on the west end near Pier Park. What is the vacation rental income potential for 16910 Castile Avenue? As a fully renovated, turnkey, STR-eligible property half a mile from the Gulf with no HOA, 16910 Castile Avenue has strong vacation rental income potential. Buyers interested in specific rental projections should consult with a local Panama City Beach vacation rental management company for current market estimates. Is there an HOA at 16910 Castile Avenue? No. There is no homeowners association at 16910 Castile Avenue. This means no HOA fees, no HOA restrictions on rentals, and maximum flexibility for how you use and manage the property -- a significant advantage for investment buyers and vacation rental operators. What is the lot size at 16910 Castile Avenue? The property sits on a generous 60x120 foot fully fenced lot totaling approximately 7,200 square feet. The fully fenced yard provides privacy and security, and adds outdoor living and entertainment space that is highly valued by both full-time residents and vacation rental guests. What is nearby 16910 Castile Avenue in Panama City Beach? The property's west end location puts residents and guests within easy reach of Panama City Beach's best amenities including: Pier Park -- dining, shopping, entertainment, and a movie theater (1 mile) Gulf of Mexico beach access (0.5 miles) Publix, Walmart, and major grocery options (minutes away) Frank Brown Park -- sports fields, aquatic center, and recreational facilities Panama City Beach's best restaurants, water sports, and attractions Easy access to Highway 98 and Highway 79 for commuting What year was 16910 Castile Avenue built? The home was originally built in 1959, however the Fall 2025 gut renovation has transformed the property top to bottom. Every surface, system, and fixture has been replaced or updated, making the original build year largely irrelevant to the home's current condition, quality, and appeal. Who is the listing agent for 16910 Castile Avenue? 16910 Castile Avenue is listed by Jim Loznicka, Broker of 30A Coastal Life Realty. With nearly three decades of experience and over $500 million in closed sales along the Emerald Coast and 30A corridor, Jim brings unmatched local expertise to every transaction. To schedule a private showing of 16910 Castile Avenue, contact Jim 850-665-0664 at 30A Coastal Life Realty.
Room Information
Room Name Level Dimensions Length Width Dimensions
KitchenFirst12 x 812.008.0012 x 8
Living RoomFirst15 x 1215.0012.0015 x 12
Bonus RoomFirst23 x 823.008.0023 x 8
BedroomFirst12 x 1212.0012.0012 x 12
BedroomFirst12 x 1112.0011.0012 x 11
BedroomFirst24 x 1424.0014.0024 x 14

Listing Office: 30A Coastal Life LLC

Last Updated: March - 25 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


All RPI Listings