$642,900
Panama City Beach, FL 32413
MLS# 987254
Status: Sold
3 beds | 2 baths | 1078 sqft
1 / 52
Property Description
Charming Coastal Cottage just one block from the beach! Completely renovated inside and out, this home offers a new roof with waterproof membrane and hurricane clips, LP SmartSide siding, new impact doors and windows, and an energy-efficient HVAC system, plus fresh interior and exterior paint. Designed by a professional interior designer, it features antique French barn doors, decorative finished concrete floors, and a master suite with a deep soaking tub and private sitting room. Added protection includes hurricane fabric, and all of these upgrades provide a huge insurance discount, currently only $2,400 per year. Sold furnished, the home is turnkey. Landscaped grounds with well water sprinklers lead to a secret garden oasis just steps from the Gulf.
Details
Documents
Status Change Info
Sold Price/SqFt: 596.38
Status: Sold
Under Contract Date: 2025-10-12
Sold Date: 2025-11-06
Sold Price: $642,900
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 601.02
List Date: 2025-10-09
Current Price: $642,900
List Price: $647,900
Location, Tax and Legal
Sub Area: 2724 - Beach - West Central
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Legal Description: MIRAMAR BEACH 1ST ADD LOT 2 BLK 2 ORB 4793 P 2104
General Property Info
Sub-Type: Detached Single Family
Design: Florida Cottage
SqFt Source: Agent-Measured
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 1078
Bedrooms: 3
Full Baths: 2
Total Bathrooms: 2
# Stories: 1
Year Built: 1955
Acreage: 0.34
Listing Info, Tax & Legal
Who Paid Doc Stamps: Seller
Who Paid Title: Seller
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 1117.05
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Charming Coastal Cottage just one block from the beach! Completely renovated inside and out, this home offers a new roof with waterproof membrane and hurricane clips, LP SmartSide siding, new impact doors and windows, and an energy-efficient HVAC system, plus fresh interior and exterior paint. Designed by a professional interior designer, it features antique French barn doors, decorative finished concrete floors, and a master suite with a deep soaking tub and private sitting room. Added protection includes hurricane fabric, and all of these upgrades provide a huge insurance discount, currently only $2,400 per year. Sold furnished, the home is turnkey. Landscaped grounds with well water sprinklers lead to a secret garden oasis just steps from the Gulf.
Construction Status
Construction Complete: 1
Parking Features
Garage: 1
Lot/Parcel Access
Paved Road: 1
Lot Features
Within 1/2 Mile to Water: 1
Construction/Siding
Roof Dimensional Shg: 1
Roof Membrane: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
Zoning
Resid Single Family: 1
Exterior
Fenced Back Yard: 1
Rain Gutter: 1
Interior
Floor Vinyl: 1
Furnished - Some: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Refrigerator: 1
Stove/Oven Electric: 1
Washer: 1
Energy
AC - High Efficiency: 1
Heat High Efficiency: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Garden Tub: 1
MBed Sitting Area: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Full Bathroom
First: 1
Rooms
Bedroom: 1
Full Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Location Tax and Legal
Area: 27 - Bay County
Street #: 17828
Street Name: Lynn
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Project Name/Subdivision: LAGUNA BEACH
Parcel ID: 38496-000-000
Property Features
Construction Status: Construction Complete
Lot Features: Within 1/2 Mile to Water
Zoning: Resid Single Family
Parking Features: Garage
Exterior: Fenced Back Yard; Rain Gutter
Interior: Floor Vinyl; Furnished - Some
Appliances: Dishwasher; Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer
Utilities: Electric; Public Sewer; Public Water
Energy: AC - High Efficiency; Heat High Efficiency; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Kitchen: First
Living Room: First
Full Bathroom: First
Rooms: Bedroom; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Financing: Conventional; FHA; VA
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Master Bedroom | First | 12.4 x 19.6 | 12.40 | 19.60 | 12.4 x 19.6 |
| Master Bathroom | First | 19 x 5.5 | 19.00 | 5.50 | 19 x 5.5 |
| Bedroom | First | 12 x 10 | 12.00 | 10.00 | 12 x 10 |
| Bedroom | First | 12 x 10 | 12.00 | 10.00 | 12 x 10 |
| Kitchen | First | 14 x 11.7 | 14.00 | 11.70 | 14 x 11.7 |
| Living Room | First | 21.5 x 14 | 21.50 | 14.00 | 21.5 x 14 |
| Full Bathroom | First | 5 x 8 | 5.00 | 8.00 | 5 x 8 |
LBP 
ITEMS EXCLUDED FROM SALE OF HOME Listing Office: EXP Realty LLC
Last Updated: November - 08 - 2025
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.
