$889,000
Panama City Beach, FL 32413
MLS# 995879
2 beds | 3 baths | 1062 sqft
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Property Description
Paradise On The Water! With rental projections at $76K and cash on cash return projections at 4.4% per year, this unit is the best investment property currently for sale in Ramsgate. Featuring brand new beachfront balconies, new street-side balconies, new sliding glass doors & windows, Ramsgate Harbour Unit 20 is a beautifully furnished beachfront getaway ready for relaxation and family connection. Designed perfectly for a rejuvenating vacation, this beachfront paradise captures incredible Gulf views spread across two separate beachfront balconies. The first level showcases an updated kitchen and cozy dining space. The living area enjoys the best view in the unit overlooking pristine beaches. The guest bedroom upstairs has been beautifully furnished and has access to its own full bathroom.
Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 837.1
List Date: 2026-02-20
Current Price: $889,000
List Price: $889,000
Location, Tax and Legal
Unit #: UNIT 20
Sub Area: 2725 - Beach - West South
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Legal Description: RAMSGATE HARBOUR PH II CONDO UNIT # E-20 ORB 1036 P 1915 2BR 2.5B 1062 H&C ORB 4488 P 1678
General Property Info
Sub-Type: Condominium
Design: N/A
SqFt Source: County PA Records
Stories In Unit: 2
Unit Floors Above Ground: 2
Garage: No
Carport: Yes
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 1062
Bedrooms: 2
Full Baths: 2
Half Baths: 1
Total Bathrooms: 3
Year Built: 1985
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 3253.39
Annual Assessment Amount: 13013.56
Assessment Paid: Quarterly
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Paradise On The Water! With rental projections at $76K and cash on cash return projections at 4.4% per year, this unit is the best investment property currently for sale in Ramsgate. Featuring brand new beachfront balconies, new street-side balconies, new sliding glass doors & windows, Ramsgate Harbour Unit 20 is a beautifully furnished beachfront getaway ready for relaxation and family connection. Designed perfectly for a rejuvenating vacation, this beachfront paradise captures incredible Gulf views spread across two separate beachfront balconies. The first level showcases an updated kitchen and cozy dining space. The living area enjoys the best view in the unit overlooking pristine beaches. The guest bedroom upstairs has been beautifully furnished and has access to its own full bathroom.
Waterfront
Gulf: 1
Construction Status
Construction Complete: 1
Parking Features
Covered: 1
Waterview
Gulf: 1
Project Facilities
Beach: 1
Pool: 1
Short Term Rental - Allowed: 1
Waterfront: 1
Utilities
Electric: 1
Exterior
Balcony: 1
Interior
Furnished - All: 1
Renovated: 1
Energy
AC - Central Elect: 1
Master Bedroom
Second: 1
Kitchen
First: 1
Living Room
First: 1
Half Bathroom
First: 1
Rooms
Half Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Fees Include
Insurance: 1
Internet Service: 1
Trash: 1
TV Cable: 1
Water: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 23011
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Project Name/Subdivision: Ramsgate Harbour
Parcel ID: 36081031000
Property Features
Construction Status: Construction Complete
Waterfront: Gulf
Waterview: Gulf
Parking Features: Covered
Project Facilities: Beach; Pool; Short Term Rental - Allowed; Waterfront
Exterior: Balcony
Interior: Furnished - All; Renovated
Utilities: Electric
Energy: AC - Central Elect
Master Bedroom: Second
Kitchen: First
Living Room: First
Half Bathroom: First
Rooms: Half Bathroom; Kitchen; Living Room; Master Bedroom
Fees Include: Insurance; Internet Service; Trash; TV Cable; Water
Supplements
The primary suite has been customized with additional storage, a renovated primary bathroom and features access to its own private balcony. Ramsgate Harbour is a premier beachfront development located 6 minutes from Rosemary Beach & 30A. The development offers 600 FT of protected beaches owned by the association as well as a community pool and covered parking. Capture exceptional beachfront living at Ramsgate Harbour today!
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Kitchen | First | 12 x 8 | 12.00 | 8.00 | 12 x 8 |
| Living Room | First | 11 x 15 | 11.00 | 15.00 | 11 x 15 |
| Master Bedroom | Second | 13 x 12 | 13.00 | 12.00 | 13 x 12 |
| Half Bathroom | First | 6 x 4 | 6.00 | 4.00 | 6 x 4 |
Listing Office: 30A Homes Sales
Last Updated: March - 30 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.
