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$723,000
312 Breakwater Blvd Lot 20
Panama City Beach, FL 32413
MLS# 986859
Status: Pending
4 beds  |  3 baths  |  2692 sqft


Sandy Coastal. 3 Car Garage single story. Paver driveway. 8' Garage door height with windows and decorative.
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Sandy Coastal. 3 Car Garage single story. Paver driveway. 8' Garage door height with windows and decorative. Home is around 4 miles to public beach access. Backs up to private beautiful woods. Home backs up to peaceful gorgeous nature. Bonus room/study/flex/den at front of home with lots of natural light. Drop zone with hooks and cubbies off 3 car garage Great room has tray ceiling and multi slide glass door for indoor outdoor living to covered lanai. Kitchen and dining area from great room Gourmet kitchen with quartz countertops, designer tile backsplash, large kitchen island with deep sink, walk-in pantry, 5 burner gas cooktop, vent hood, built in oven/microwave and dishwasher. Dining area and great room Primary bedroom has tray ceiling, luxury vinyl plank flooring and view to gorgeous woods. Primary bathroom with large vanity, duel sinks with framed mirrors. Spa like spacious shower with duel shower heads. Tile to ceiling and frameless glass. Large covered lanai with pavers Home site has space for pool, outdoor living oasis. Large covered lanai. Hall bath between two bedrooms has duel vanity, quartz countertops and tile to ceiling in shower bath. Framed mirrors Hall bath by separate bedroom has walk-in tile to ceiling frameless glass shower. Quartz countertop and framed mirror. Laundry room has sink with quartz countertops and cabinets 10' ceiling and luxury vinyl plank flooring. 10' ceiling and luxury vinyl plank flooring. 10' ceiling and luxury vinyl plank flooring. Sandy Coastal floor plan

Property Description
Welcome to this exceptional single story, 3 car garage, 4-bedrooms, 3-bathrooms plus bonus room home nestled in a beautiful gated community. As you walk in you are greeted by the wide foyer with 11' ceilings. The gourmet kitchen features high-end finishes and ample cabinetry for all your culinary needs. The luxurious primary suite with tray ceilings offers a serene retreat with a generous walk-in closet and spa-inspired bath featuring dual vanities, a large shower with two shower heads, and spacious walk-in closet. Three secondary bedrooms share two hall baths, perfect for family or guests. One of which has a walk-in shower with frameless glass. The expansive great room and casual dining area boasts tray ceilings and abundant natural light, ideal for relaxing and entertaining.

Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 268.57
List Date: 2025-10-04
Current Price: $723,000
List Price: $723,000
Location, Tax and Legal
Unit #: Lot 20
Sub Area: 2722 - Beach - North West
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 20 ORB 4868 P 1898
General Property Info
Sub-Type: Detached Single Family
Design: Ranch
SqFt Source: Building Plan
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Driveway Spaces: 3
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 2692
Bedrooms: 4
Full Baths: 3
Total Bathrooms: 3
# Stories: 1
Year Built: 2025
Garage Spaces: 3
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 210
Annual Assessment Amount: 2520
Assessment Paid: Monthly
New Buyer Fee: Yes
New Buyer Fee Amt: 630
New Buyer Fee Paid: $
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Welcome to this exceptional single story, 3 car garage, 4-bedrooms, 3-bathrooms plus bonus room home nestled in a beautiful gated community. As you walk in you are greeted by the wide foyer with 11' ceilings. The gourmet kitchen features high-end finishes and ample cabinetry for all your culinary needs. The luxurious primary suite with tray ceilings offers a serene retreat with a generous walk-in closet and spa-inspired bath featuring dual vanities, a large shower with two shower heads, and spacious walk-in closet. Three secondary bedrooms share two hall baths, perfect for family or guests. One of which has a walk-in shower with frameless glass. The expansive great room and casual dining area boasts tray ceilings and abundant natural light, ideal for relaxing and entertaining.
Construction Status
Construction Complete: 1
Parking Features
Garage Attached: 1
Lot/Parcel Access
Paved Road: 1
Lot Features
Sidewalk: 1
Survey Available: 1
Wooded: 1
Project Facilities
Community Room: 1
Exercise Room: 1
Gated Community: 1
Pickle Ball: 1
Picnic Area: 1
Playground: 1
Pool: 1
Tennis: 1
Construction/Siding
Roof Composite Shngl: 1
Siding CmntFbrHrdBrd: 1
Slab: 1
Utilities
Electric: 1
Gas - Natural: 1
Phone: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Underground: 1
Zoning
Resid Single Family: 1
Exterior
Patio Covered: 1
Sprinkler System: 1
Interior
Ceiling Raised: 1
Ceiling Tray/Cofferd: 1
Floor Tile: 1
Floor Vinyl: 1
Furnished - None: 1
Kitchen Island: 1
Lighting Recessed: 1
Newly Painted: 1
Pantry: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Cooktop: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Range Hood: 1
Smoke Detector: 1
Stove/Oven Electric: 1
Energy
AC - Central Elect: 1
Water Heater - Tnkls: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Tile: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
MBed Trey Ceiling: 1
Master Bedroom
First: 1
Rooms
Bonus Room: 1
Covered Porch: 1
Dining Area: 1
Garage: 1
Great Room: 1
Master Bedroom: 1
Fees Include
Trash: 1
Status Change Info
Status: Pending
Under Contract Date: 2026-03-07
Location Tax and Legal
Area: 27 - Bay County
Street #: 312
Street Name: Breakwater Blvd
State: FL
Zip Code: 32413
County: Bay
Project Name/Subdivision: Breakwater at Ward Creek
Parcel ID: 32717-250-040
Property Features
Construction Status: Construction Complete
Lot Features: Sidewalk; Survey Available; Wooded
Zoning: Resid Single Family
Parking Features: Garage Attached
Project Facilities: Community Room; Exercise Room; Gated Community; Pickle Ball; Picnic Area; Playground; Pool; Tennis
Exterior: Patio Covered; Sprinkler System
Interior: Ceiling Raised; Ceiling Tray/Cofferd; Floor Tile; Floor Vinyl; Furnished - None; Kitchen Island; Lighting Recessed; Newly Painted; Pantry
Appliances: Cooktop; Dishwasher; Disposal; Microwave; Range Hood; Smoke Detector; Stove/Oven Electric
Utilities: Electric; Gas - Natural; Phone; Public Sewer; Public Water; TV Cable; Underground
Energy: AC - Central Elect; Water Heater - Tnkls
Master Bedroom: First
Rooms: Bonus Room; Covered Porch; Dining Area; Garage; Great Room; Master Bedroom
Financing: Conventional; FHA; VA
Fees Include: Trash
Supplements
Multi slide glass sliding doors to the large covered lanai with pavers seamlessly extends your living space outdoors, perfect for enjoying the view of the private wooded area behind the home. Enough space for pool and outdoor living oasis. Additionally, a versatile flex room at front of home, perfect for a home office, playroom, or media area, is adaptable to suit your lifestyle. The 3-car garage with 10' ceiling, 8' garage door height with windows provides plenty of room for vehicles and storage. This beautiful gated community enhances your lifestyle, offering easy access to a variety of amenities including a resort-style pool, clubhouse, fitness center, tennis and pickleball courts, playground, multi-purpose field, and much more. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix, and recreation outdoor activities at Frank Brown Park. This home is more than just a place to live, it's a lifestyle waiting to be embraced. Schedule a tour now and lets start your new home journey. Available for quick move-in.
Room Information
Room Name Level Dimensions Length Width
Master BedroomFirst16 x 13.6716.0013.67
Covered PorchFirst35.44 x 1035.4410.00
GarageFirst28.17 x 21.928.1721.90
Great RoomFirst21 x 18.3321.0018.33
Bonus RoomFirst14 x 12.2514.0012.25
Dining AreaFirst16.08 x 12.0816.0812.08

Listing Office: Jacksonville TBI Realty LLC

Last Updated: April - 01 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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