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$420,000
323 Prudence Lane
Panama City Beach, FL 32408
MLS# 999192
3 beds  |  2 baths  |  1332 sqft


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Property Description
Your fully renovated Beach retreat awaits! *** This stunning cul-de-sac home has been completely transformed with no expense spared. This 3 bedroom + a heated/cooled bonus detached 4th bedroom/office or playroom offers a blend of coastal charm with brand-new flooring throughout, Quarts countertops, stylish backsplash, and all-new fixtures giving a fresh, upscale feel. Attention to detail is evident in every room, featuring a gorgeous new fireplace, updated doors, trim, and crown moulding that elevate the entire space. *** Whether a primary residence, relaxing second home, or a smart investment opportunity, this one checks every box. Move-in-ready and high-end finishes, it's perfectly suited for use as an income-producing rental as well. *** Schedule a tour today! This one won't last long!

Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 315.32
List Date: 2026-03-28
Current Price: $420,000
List Price: $420,000
Location, Tax and Legal
Sub Area: 2719 - Beach - East
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Legal Description: 5 4S 15W -1.290- Beg 742' N & 1549' W Of Se Cor Of Sec Th Cont W 120' Nwly 148' E 92' Sely 157' S 114' To Pob Aka Lot 38 North Lagoon Heights Phase II Unrec Orb 4542 P 2013
General Property Info
Sub-Type: Detached Single Family
Design: Contemporary
SqFt Source: Appraiser
Garage: Yes
Carport: No
Driveway Spaces: 2
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 1332
Bedrooms: 3
Full Baths: 2
Total Bathrooms: 2
# Stories: 1
Year Built: 1986
Garage Spaces: 2
Acreage: 0.38
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 225
Annual Assessment Amount: 225
Assessment Paid: Annually
New Buyer Fee: No
Last Taxes: 2554.32
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Your fully renovated Beach retreat awaits! *** This stunning cul-de-sac home has been completely transformed with no expense spared. This 3 bedroom + a heated/cooled bonus detached 4th bedroom/office or playroom offers a blend of coastal charm with brand-new flooring throughout, Quarts countertops, stylish backsplash, and all-new fixtures giving a fresh, upscale feel. Attention to detail is evident in every room, featuring a gorgeous new fireplace, updated doors, trim, and crown moulding that elevate the entire space. *** Whether a primary residence, relaxing second home, or a smart investment opportunity, this one checks every box. Move-in-ready and high-end finishes, it's perfectly suited for use as an income-producing rental as well. *** Schedule a tour today! This one won't last long!
Construction Status
Construction Complete: 1
Parking Features
Garage: 1
Garage Attached: 1
Lot/Parcel Access
Paved Road: 1
Lot Features
Cul-De-Sac: 1
Irregular: 1
Project Facilities
Short Term Rental - Allowed: 1
Construction/Siding
Roof Metal: 1
Slab: 1
Stucco: 1
Utilities
Electric: 1
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
Zoning
Resid Single Family: 1
Exterior
Fenced Lot-Part: 1
Patio Covered: 1
Porch: 1
Rain Gutter: 1
Renovated: 1
Sprinkler System: 1
Yard Building: 1
Interior
Ceiling Crwn Molding: 1
Ceiling Vaulted: 1
Fireplace: 1
Floor Vinyl: 1
Guest Quarters: 1
Newly Painted: 1
Skylight(s): 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Woodwork Painted: 1
Financing
Conventional: 1
Exchange: 1
FHA: 1
VA: 1
None: 1
Other: 1
Appliances
Auto Garage Door Opn: 1
Cooktop: 1
Dishwasher: 1
Microwave: 1
Range Hood: 1
Refrigerator W/IceMk: 1
Smoke Detector: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Heat Cntrl Gas: 1
Mstr Bdrm/Mstr Bath
MBath Shower Only: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Bonus Room: 1
Dining Area: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Fees Include
Management: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 323
Street Name: Prudence
Street Suffix: Lane
State: FL
Zip Code: 32408
County: Bay
Project Name/Subdivision: North Lagoon Heights Phase II
Parcel ID: 30166-416-190
Property Features
Construction Status: Construction Complete
Lot Features: Cul-De-Sac; Irregular
Zoning: Resid Single Family
Parking Features: Garage; Garage Attached
Project Facilities: Short Term Rental - Allowed
Exterior: Fenced Lot-Part; Patio Covered; Porch; Rain Gutter; Renovated; Sprinkler System; Yard Building
Interior: Ceiling Crwn Molding; Ceiling Vaulted; Fireplace; Floor Vinyl; Guest Quarters; Newly Painted; Skylight(s); Split Bedroom; Washer/Dryer Hookup; Woodwork Painted
Appliances: Auto Garage Door Opn; Cooktop; Dishwasher; Microwave; Range Hood; Refrigerator W/IceMk; Smoke Detector
Utilities: Electric; Gas - Natural; Public Sewer; Public Water
Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Gas
Master Bedroom: First
Bedroom: First
Kitchen: First
Living Room: First
Rooms: Bedroom; Bonus Room; Dining Area; Kitchen; Living Room; Master Bedroom
Financing: Conventional; Exchange; FHA; VA; None; Other
Fees Include: Management
Room Information
Room Name Level Dimensions Length Width Dimensions
Living RoomFirst16 x 1816.0018.0016 x 18
KitchenFirst10 x 1210.0012.0010 x 12
Dining AreaFirst10 x 1110.0011.0010 x 11
Master BedroomFirst15 x 1515.0015.0015 x 15
BedroomFirst11 x 1111.0011.0011 x 11
BedroomFirst11 x 1111.0011.0011 x 11
Bonus RoomFirst12 x 912.009.0012 x 9

Listing Office: Keller Williams Success Realty

Last Updated: March - 28 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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