323 Prudence Lane
Panama City Beach, FL 32408
MLS# 999192
3 beds | 2 baths | 1332 sqft
Property DescriptionYour fully renovated Beach retreat awaits! *** This stunning cul-de-sac home has been completely transformed with no expense spared. This 3 bedroom + a heated/cooled bonus detached 4th bedroom/office or playroom offers a blend of coastal charm with brand-new flooring throughout, Quarts countertops, stylish backsplash, and all-new fixtures giving a fresh, upscale feel. Attention to detail is evident in every room, featuring a gorgeous new fireplace, updated doors, trim, and crown moulding that elevate the entire space. *** Whether a primary residence, relaxing second home, or a smart investment opportunity, this one checks every box. Move-in-ready and high-end finishes, it's perfectly suited for use as an income-producing rental as well. *** Schedule a tour today! This one won't last long!
Listing Board: Emerald Coast
List Price/SqFt: 315.32
List Date: 2026-03-28
Current Price: $420,000
Sub Area: 2719 - Beach - East
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Legal Description: 5 4S 15W -1.290- Beg 742' N & 1549' W Of Se Cor Of Sec Th Cont W 120' Nwly 148' E 92' Sely 157' S 114' To Pob Aka Lot 38 North Lagoon Heights Phase II Unrec Orb 4542 P 2013
Sub-Type: Detached Single Family
Design: Contemporary
SqFt Source: Appraiser
Garage: Yes
Carport: No
Driveway Spaces: 2
Apx SqFt(Htd/Cooled): 1332
Bedrooms: 3
Full Baths: 2
Total Bathrooms: 2
# Stories: 1
Year Built: 1986
Garage Spaces: 2
Acreage: 0.38
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 225
Annual Assessment Amount: 225
Assessment Paid: Annually
New Buyer Fee: No
Last Taxes: 2554.32
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks: Your fully renovated Beach retreat awaits! *** This stunning cul-de-sac home has been completely transformed with no expense spared. This 3 bedroom + a heated/cooled bonus detached 4th bedroom/office or playroom offers a blend of coastal charm with brand-new flooring throughout, Quarts countertops, stylish backsplash, and all-new fixtures giving a fresh, upscale feel. Attention to detail is evident in every room, featuring a gorgeous new fireplace, updated doors, trim, and crown moulding that elevate the entire space. *** Whether a primary residence, relaxing second home, or a smart investment opportunity, this one checks every box. Move-in-ready and high-end finishes, it's perfectly suited for use as an income-producing rental as well. *** Schedule a tour today! This one won't last long!
Garage: 1
Garage Attached: 1
Cul-De-Sac: 1
Irregular: 1
Short Term Rental - Allowed: 1
Electric: 1
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
Fenced Lot-Part: 1
Patio Covered: 1
Renovated: 1
Sprinkler System: 1
Ceiling Crwn Molding: 1
Ceiling Vaulted: 1
Fireplace: 1
Floor Vinyl: 1
Guest Quarters: 1
Newly Painted: 1
Skylight(s): 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Woodwork Painted: 1
Conventional: 1
Exchange: 1
Auto Garage Door Opn: 1
Cooktop: 1
Dishwasher: 1
Microwave: 1
Range Hood: 1
Refrigerator W/IceMk: 1
AC - Central Elect: 1
Ceiling Fans: 1
MBath Shower Only: 1
MBed First Floor: 1
Living Room: 1
Master Bedroom: 1
Area: 27 - Bay County
Street #: 323
Street Name: Prudence
Street Suffix: Lane
County: Bay
Project Name/Subdivision: North Lagoon Heights Phase II
Construction Status: Construction Complete
Lot Features: Cul-De-Sac; Irregular
Zoning: Resid Single Family
Parking Features: Garage; Garage Attached
Project Facilities: Short Term Rental - Allowed
Exterior: Fenced Lot-Part; Patio Covered; Porch; Rain Gutter; Renovated; Sprinkler System; Yard Building
Interior: Ceiling Crwn Molding; Ceiling Vaulted; Fireplace; Floor Vinyl; Guest Quarters; Newly Painted; Skylight(s); Split Bedroom; Washer/Dryer Hookup; Woodwork Painted
Appliances: Auto Garage Door Opn; Cooktop; Dishwasher; Microwave; Range Hood; Refrigerator W/IceMk; Smoke Detector
Utilities: Electric; Gas - Natural; Public Sewer; Public Water
Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Gas
Rooms: Bedroom; Bonus Room; Dining Area; Kitchen; Living Room; Master Bedroom
Financing: Conventional; Exchange; FHA; VA; None; Other
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Living Room | First | 16 x 18 | 16.00 | 18.00 | 16 x 18 |
| Kitchen | First | 10 x 12 | 10.00 | 12.00 | 10 x 12 |
| Dining Area | First | 10 x 11 | 10.00 | 11.00 | 10 x 11 |
| Master Bedroom | First | 15 x 15 | 15.00 | 15.00 | 15 x 15 |
| Bedroom | First | 11 x 11 | 11.00 | 11.00 | 11 x 11 |
| Bedroom | First | 11 x 11 | 11.00 | 11.00 | 11 x 11 |
| Bonus Room | First | 12 x 9 | 12.00 | 9.00 | 12 x 9 |
Listing Office: Keller Williams Success Realty
Last Updated: March - 28 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.