3618 Topaz Circle
Navarre, FL 32566
MLS# 986977
4 beds | 3 baths | 2304 sqft
Property DescriptionLOW Assumable FHA Loan Available. Tucked away in the peaceful Treasure Isle Estates community of Navarre, this beautifully updated two-story home offers the perfect blend of space, comfort, and privacy. With over 2,300 square feet, it features four bedrooms and two-and-a-half baths—plenty of room for family and guests. Recent updates include a new roof (2022), dual HVAC systems (2022 & 2023), a newer water heater (2020), and fresh interior paint. The inviting kitchen showcases 36-inch maple cabinets, stainless steel appliances, and an eat-in area that opens to the main living room—ideal for casual meals and gatherings. A formal dining room and versatile bonus space add even more flexibility for
Listing Board: Emerald Coast
List Price/SqFt: 169.92
List Date: 2025-10-07
Current Price: $391,500
Sub Area: 1103 - Holley
Elementary School: Holley-Navarre
Middle School: Holley-Navarre
High School: Navarre
Legal Description: TREASURE ISLE ESTATES LOT 5 BLK A AS DES IN OR 4291 PG 1696
Sub-Type: Detached Single Family
Design: Contemporary
SqFt Source: Appraiser
Garage: Yes
Carport: No
Driveway Spaces: 4
Apx SqFt(Htd/Cooled): 2304
Bedrooms: 4
Full Baths: 2
Half Baths: 1
Total Bathrooms: 3
# Stories: 2
Year Built: 2007
Garage Spaces: 2
Homestead: Yes
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: No
Remarks: LOW Assumable FHA Loan Available. Tucked away in the peaceful Treasure Isle Estates community of Navarre, this beautifully updated two-story home offers the perfect blend of space, comfort, and privacy. With over 2,300 square feet, it features four bedrooms and two-and-a-half baths—plenty of room for family and guests. Recent updates include a new roof (2022), dual HVAC systems (2022 & 2023), a newer water heater (2020), and fresh interior paint. The inviting kitchen showcases 36-inch maple cabinets, stainless steel appliances, and an eat-in area that opens to the main living room—ideal for casual meals and gatherings. A formal dining room and versatile bonus space add even more flexibility for
Boat: 1
Garage Attached: 1
Frame: 1
Roof Composite Shngl: 1
Siding CmntFbrHrdBrd: 1
Slab: 1
Electric: 1
Public Sewer: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Lawn Pump: 1
Patio Open: 1
Ceiling Crwn Molding: 1
Ceiling Raised: 1
Fireplace: 1
Floor Tile: 1
Floor WW Carpet: 1
Newly Painted: 1
Pantry: 1
Washer/Dryer Hookup: 1
Auto Garage Door Opn: 1
Dishwasher: 1
Refrigerator: 1
Stove/Oven Electric: 1
AC - 2 or More: 1
AC - Central Elect: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed Carpeted: 1
MBed Walk-in Closet: 1
Family Room: 1
Living Room: 1
Area: 11 - Navarre/Gulf Breeze
Street #: 3618
Street Name: Topaz
Street Suffix: Circle
County: Santa Rosa
Project Name/Subdivision: TREASURE ISLE ESTATES
Parcel ID: 38-1S-27-5465-00A00-0050
Construction Status: Construction Complete
Zoning: Resid Single Family
Parking Features: Boat; Garage Attached; Oversized; RV
Exterior: Fenced Back Yard; Fenced Privacy; Lawn Pump; Patio Open; Porch; Rain Gutter; Yard Building
Interior: Ceiling Crwn Molding; Ceiling Raised; Fireplace; Floor Tile; Floor WW Carpet; Newly Painted; Pantry; Washer/Dryer Hookup
Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Microwave; Refrigerator; Stove/Oven Electric
Utilities: Electric; Public Sewer; Public Water
Energy: AC - 2 or More; AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect
Rooms: Bedroom; Dining Area; Family Room; Living Room; Master Bedroom
Financing: Conventional; FHA; VA
entertaining or working from home. Upstairs, the spacious primary suite offers tray ceilings, a walk-in closet, and a relaxing bath with double vanities, a garden tub, and a separate shower. All bedrooms and the laundry room are conveniently located on the second floor. Outside, enjoy the privacy of having no neighbors on either side or behind, a fully fenced backyard with wide gate access for boat or RV parking, and an automatic sprinkler system for easy upkeep. With no HOA and just minutes from Navarre Beach, shopping, and dining, this move-in-ready home delivers the ideal mix of coastal charm and everyday comfort.
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Living Room | First | 14 x 12 | 14.00 | 12.00 | 14 x 12 |
| Dining Area | First | 15 x 11 | 15.00 | 11.00 | 15 x 11 |
| Family Room | First | 16 x 14 | 16.00 | 14.00 | 16 x 14 |
| Master Bedroom | Second | 18 x 12 | 18.00 | 12.00 | 18 x 12 |
| Bedroom | Second | 15 x 10 | 15.00 | 10.00 | 15 x 10 |
| Bedroom | Second | 14 x 10 | 14.00 | 10.00 | 14 x 10 |
| Bedroom | Second | 12 x 11 | 12.00 | 11.00 | 12 x 11 |
Listing Office: Innerscope Realty LLC
Last Updated: October - 09 - 2025
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.