$699,000
Panama City Beach, FL 32408
MLS# 974936
4 beds | 3 baths | 1949 sqft
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Property Description
New construction two-story home designed with flexibility and income potential in mind. Located just blocks from multiple public beach accesses, restaurants, shopping, and nightlife, this property offers no HOA and no short-term rental restrictions—an excellent opportunity for investors, second-home buyers, or primary residents seeking strong rental performance. The main level features an open concept kitchen, living, and dining area ideal for entertaining or hosting guests. Kitchen includes custom wood cabinetry, granite countertops, stainless steel appliances (dishwasher & oven), and a vented range hood. Durable LVP flooring extends throughout, complemented by crown molding in the first-floor living spaces and bedrooms.
Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 358.65
List Date: 2025-04-26
Current Price: $699,000
List Price: $699,000
Location, Tax and Legal
Sub Area: 2723 - Beach - South of Grand Lagoon
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Legal Description: Lot 31, Block 5, Bel Air, a subdivision of a part of U.S. Government Lots 7 and 9, located in Section 6, Township 4 South, Range 15 West, according to the plat thereof, as recorded in Plat Book 8, Page(s) 28, of the Public Records of Bay County, Florida.
General Property Info
Sub-Type: Detached Single Family
Design: Traditional
SqFt Source: County PA Records
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 1949
Bedrooms: 4
Full Baths: 2
Half Baths: 1
Total Bathrooms: 3
# Stories: 2
Year Built: 2024
Garage Spaces: 2
Acreage: 0.17
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 1806.48
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: New construction two-story home designed with flexibility and income potential in mind. Located just blocks from multiple public beach accesses, restaurants, shopping, and nightlife, this property offers no HOA and no short-term rental restrictions—an excellent opportunity for investors, second-home buyers, or primary residents seeking strong rental performance.
The main level features an open concept kitchen, living, and dining area ideal for entertaining or hosting guests. Kitchen includes custom wood cabinetry, granite countertops, stainless steel appliances (dishwasher & oven), and a vented range hood. Durable LVP flooring extends throughout, complemented by crown molding in the first-floor living spaces and bedrooms.
Construction Status
Construction Complete: 1
Parking Features
Garage Attached: 1
Lot/Parcel Access
Paved Road: 1
Lot Features
Interior: 1
Within 1/2 Mile to Water: 1
Construction/Siding
Frame: 1
Roof Composite Shngl: 1
Siding CmntFbrHrdBrd: 1
Slab: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
Zoning
Resid Single Family: 1
Exterior
Fenced Back Yard: 1
Fenced Lot-All: 1
Porch: 1
Sprinkler System: 1
Interior
Breakfast Bar: 1
Ceiling Crwn Molding: 1
Ceiling Tray/Cofferd: 1
Floor Vinyl: 1
Furnished - None: 1
Kitchen Island: 1
Lighting Recessed: 1
Pantry: 1
Washer/Dryer Hookup: 1
Window Treatmnt None: 1
Woodwork Painted: 1
Financing
Conventional: 1
Appliances
Auto Garage Door Opn: 1
Dishwasher: 1
Oven Self Cleaning: 1
Range Hood: 1
Smoke Detector: 1
Smooth Stovetop Rnge: 1
Stove/Oven Electric: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Full Bathroom
First: 1
Half Bathroom
First: 1
Rooms
Bedroom: 1
Covered Porch: 1
Full Bathroom: 1
Garage: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Loft: 1
Master Bathroom: 1
Master Bedroom: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 4003
Street Name: Tarpon
Street Suffix: Street
State: FL
Zip Code: 32408
County: Bay
Project Name/Subdivision: BEL AIR
Parcel ID: 30297-000-000
Property Features
Construction Status: Construction Complete
Lot Features: Interior; Within 1/2 Mile to Water
Zoning: Resid Single Family
Parking Features: Garage Attached
Exterior: Fenced Back Yard; Fenced Lot-All; Porch; Sprinkler System
Interior: Breakfast Bar; Ceiling Crwn Molding; Ceiling Tray/Cofferd; Floor Vinyl; Furnished - None; Kitchen Island; Lighting Recessed; Pantry; Washer/Dryer Hookup; Window Treatmnt None; Woodwork Painted
Appliances: Auto Garage Door Opn; Dishwasher; Oven Self Cleaning; Range Hood; Smoke Detector; Smooth Stovetop Rnge; Stove/Oven Electric
Utilities: Electric; Public Sewer; Public Water
Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Kitchen: First
Living Room: First
Full Bathroom: First
Half Bathroom: First
Rooms: Bedroom; Covered Porch; Full Bathroom; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Loft; Master Bathroom; Master Bedroom
Financing: Conventional
Supplements
The master suite features a tiled walk-in shower with rainmaker shower head, while the guest bathroom offers a tub/shower combo. A convenient half bath and dedicated laundry room add functionality.
Upstairs, a spacious bonus room provides flexible use as a 4th bedroom, media/game room, or additional sleeping space to increase rental capacity.
Exterior highlights include durable fiber cement siding with stone accents, a shingle roof, and a two-car garage accessed via a brick paver driveway. Outdoor living spaces include a covered front porch, covered back porch with ceiling fan, and a large fully fenced backyard with irrigation system and ample room to add a pool.
Energy-efficient features include impact-rated windows, spray foam insulation, and a smart thermostat. Conveniently located near parks (Edward F. Hickey Jr Access For All Park 0.2 miles, S. Richard Seltzer Park 0.9 miles, St. Andrews State Park 3.3 miles) and boat ramps (Dolphin Street 2.3 miles, Quail Street 1.9 miles, Safari Street 1.6 miles).
A rare opportunity to own a brand-new home in Panama City Beach with unlimited short-term rental potential and long-term value.
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks | Dimensions |
| Living Room | First | 21.4 x 20 | 21.40 | 20.00 | Living/Dining Combo | 21.4 x 20 |
| Kitchen | First | 16 x 13.2 | 16.00 | 13.20 | 16 x 13.2 | |
| Master Bedroom | First | 14.1 x 13.4 | 14.10 | 13.40 | 14.1 x 13.4 | |
| Master Bathroom | First | 10.1 x 15.1 | 10.10 | 15.10 | 10.1 x 15.1 | |
| Bedroom | First | 11.11 x 11.5 | 11.11 | 11.50 | 11.11 x 11.5 | |
| Bedroom | First | 10.11 x 13.6 | 10.11 | 13.60 | 10.11 x 13.6 | |
| Full Bathroom | First | 4.1 x 7.9 | 4.10 | 7.90 | 4.1 x 7.9 | |
| Half Bathroom | First | 6.4 x 6.9 | 6.40 | 6.90 | 6.4 x 6.9 | |
| Laundry | First | 5.9 x 5.11 | 5.90 | 5.11 | 5.9 x 5.11 | |
| Loft | Second | 11.8 x 21.4 | 11.80 | 21.40 | 11.8 x 21.4 | |
| Garage | First | 21.8 x 24 | 21.80 | 24.00 | 21.8 x 24 | |
| Covered Porch | First | 8.1 x 16.5 | 8.10 | 16.50 | 8.1 x 16.5 | |
| Covered Porch | First | 7.5 x 21.9 | 7.50 | 21.90 | 7.5 x 21.9 |
Listing Office: Scenic Real Estate
Last Updated: September - 06 - 2025
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.
