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$1,425,000
406 Bay Oaks Court
Destin, FL 32541
MLS# 983321
Status: Sold
4 beds  |  4 baths  |  3172 sqft


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Welcome Home! Back Patio Pool Welcome Home Entry Entry Foyer Foyer Living Room Kitchen Living Room Living Room Living Room Living Room Living Room Living Room Living Room Open Floor Plan Kitchen Kitchen Kitchen Kitchen Open Floor Plan Dining Area Open Floor PLans Pantry Full bath first floor Primary Bedroom Primary Bedroom Primary Bedroom Primary Bath Primary Bath Primary Bath Primary Bath Primary Bath Primary Bath office Office Guest Bed Guest Bed Guest Bath Guest Bath Guest Bath Guest Room Guest Room Stairs Guest Bed Guest Bed Guest Bed Guest Bath Guest Bath Back Patio Back Patio Outdoor Kitchen Lanai Lanai lanai pool Pool Pool Pool Side yard Backyard Backyard Backyard Backyard Backyard Sideyard Sideyard Parking HVAC Garage Garage Attic Attic Mudroom

Property Description
LOCATION, LOCATION, LOCATION! Welcome to 406 Bay Oaks Court - a rare gem in the heart of beautiful Destin, Florida. Nestled on a quiet cul-de-sac in Old Destin, just steps from Choctawhatchee Bay, this 2019 custom-built craftsman estate delivers the perfect blend of luxury, comfort, and thoughtful design. From the moment you step through the custom mahogany front door, you'll be captivated by the spacious, open-concept floor plan and the impeccable architectural details throughout. This 4-bedroom, 4-bathroom home also features a dedicated home office (easily used as a 5th bedroom), offering flexible living space! The chef's kitchen is a showstopper, boasting a professional-grade gas stove and oven, custom cabinetry, two built-in refrigerator/freezers, microwave drawer, and an oversized

Details
Status Change Info
Sold Price/SqFt: 449.24
Status: Sold
Under Contract Date: 2025-08-26
Sold Date: 2025-11-14
Sold Price: $1,425,000
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 449.24
List Date: 2025-08-18
Current Price: $1,425,000
List Price: $1,425,000
Location, Tax and Legal
Sub Area: 1403 - Destin Northwest
Elementary School: Destin
Middle School: Destin
High School: Fort Walton Beach
Legal Description: BAY OAKS S/D LOT 4
General Property Info
Sub-Type: Detached Single Family
Design: Traditional
SqFt Source: County PA Records
Immediate Occupancy: No
Garage: Yes
Carport: No
Driveway Spaces: 6
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 3172
Bedrooms: 4
Full Baths: 3
Half Baths: 1
Total Bathrooms: 4
# Stories: 2
Year Built: 2019
Garage Spaces: 3
Acreage: 0.35
Listing Info, Tax & Legal
Who Paid Doc Stamps: Seller
Who Paid Title: Buyer
Homestead: Yes
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 300
Annual Assessment Amount: 300
Assessment Paid: Annually
New Buyer Fee: Yes
New Buyer Fee Amt: 250
New Buyer Fee Paid: $
Last Taxes: 8924.05
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: LOCATION, LOCATION, LOCATION! Welcome to 406 Bay Oaks Court - a rare gem in the heart of beautiful Destin, Florida. Nestled on a quiet cul-de-sac in Old Destin, just steps from Choctawhatchee Bay, this 2019 custom-built craftsman estate delivers the perfect blend of luxury, comfort, and thoughtful design. From the moment you step through the custom mahogany front door, you'll be captivated by the spacious, open-concept floor plan and the impeccable architectural details throughout. This 4-bedroom, 4-bathroom home also features a dedicated home office (easily used as a 5th bedroom), offering flexible living space! The chef's kitchen is a showstopper, boasting a professional-grade gas stove and oven, custom cabinetry, two built-in refrigerator/freezers, microwave drawer, and an oversized
Construction Status
Construction Complete: 1
Parking Features
Garage Attached: 1
Lot/Parcel Access
City Road: 1
Paved Road: 1
Lot Features
Cul-De-Sac: 1
Dead End: 1
Interior: 1
Within 1/2 Mile to Water: 1
Construction/Siding
Roof Metal: 1
Siding Brick Some: 1
Siding CmntFbrHrdBrd: 1
Slab: 1
Trim Wood: 1
Utilities
Electric: 1
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
BBQ Pit/Grill: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Fireplace: 1
Hot Tub: 1
Lawn Pump: 1
Patio Covered: 1
Pool - Gunite Concrt: 1
Pool - In-Ground: 1
Porch Screened: 1
Rain Gutter: 1
Sprinkler System: 1
Summer Kitchen: 1
Interior
Breakfast Bar: 1
Ceiling Crwn Molding: 1
Ceiling Raised: 1
Ceiling Tray/Cofferd: 1
Fireplace: 1
Fireplace Gas: 1
Floor Laminate: 1
Kitchen Island: 1
Lighting Recessed: 1
Washer/Dryer Hookup: 1
Woodwork Painted: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Auto Garage Door Opn: 1
Dishwasher: 1
Disposal: 1
Freezer: 1
Microwave: 1
Range Hood: 1
Refrigerator: 1
Stove/Oven Gas: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Heat Cntrl Gas: 1
Water Heater - Gas: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBed First Floor: 1
MBed Sitting Area: 1
Master Bedroom
First: 1
Bedroom
First: 1
Second: 1
Kitchen
First: 1
Living Room
First: 1
Full Bathroom
First: 1
Second: 1
Rooms
Bedroom: 1
Dining Room: 1
Foyer: 1
Full Bathroom: 1
Garage: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Mud Room: 1
Office: 1
Pantry: 1
Location Tax and Legal
Area: 14 - Destin
Street #: 406
Street Name: Bay Oaks
Street Suffix: Court
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: BAY OAKS S/D
Parcel ID: 00-2S-22-0177-0000-0040
Property Features
Construction Status: Construction Complete
Lot Features: Cul-De-Sac; Dead End; Interior; Within 1/2 Mile to Water
Zoning: Resid Single Family
Parking Features: Garage Attached
Exterior: BBQ Pit/Grill; Fenced Back Yard; Fenced Privacy; Fireplace; Hot Tub; Lawn Pump; Patio Covered; Pool - Gunite Concrt; Pool - In-Ground; Porch Screened; Rain Gutter; Sprinkler System; Summer Kitchen
Interior: Breakfast Bar; Ceiling Crwn Molding; Ceiling Raised; Ceiling Tray/Cofferd; Fireplace; Fireplace Gas; Floor Laminate; Kitchen Island; Lighting Recessed; Washer/Dryer Hookup; Woodwork Painted
Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Freezer; Microwave; Range Hood; Refrigerator; Stove/Oven Gas
Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Gas; Water Heater - Gas
Master Bedroom: First
Bedroom: First; Second
Kitchen: First
Living Room: First
Full Bathroom: First; Second
Rooms: Bedroom; Dining Room; Foyer; Full Bathroom; Garage; Kitchen; Living Room; Master Bathroom; Master Bedroom; Mud Room; Office; Pantry
Financing: Conventional; FHA; VA
Supplements
quartz island ideal for entertaining. The living area is equally impressive with coffered ceilings, a gas fireplace, and disappearing glass sliders that open up to your Florida dream lifestyle. The first-floor master suite features a geometric accent wall, dual walk-in closets with custom cabinetry, and a luxurious spa-like bathroom complete with dual shower heads, freestanding soaking tub, and backlit vanity mirrors. The second floor offers a large, private guest suite with its own full bathroom and independent Toshiba mini-split AC system, providing ultimate comfort and privacy. Step outside to your own private paradise. The centerpiece of the backyard is a custom gunite pool with a raised hot tub, surrounded by a pavered lanai perfect for year-round relaxation. Whether you're enjoying a morning swim or an evening soak under the stars, this outdoor space offers resort-style living at its finest. The screened-in porch with cedar tongue-and-groove ceiling, summer kitchen, and second gas fireplace creates the ultimate indoor/outdoor living experience. The backyard is fully fenced, beautifully landscaped, and features automated lighting, a lawn pump, and irrigation system to keep everything lush year-round. Massive 3-car side-entry garage with epoxy-finished showroom floors Brick-paved driveway and 10' x 20' pavered parking pad with 30 AMP outlet for RV or boat Metal roof, impact-resistant windows, spray foam insulation, and brick exterior for long-term durability and favorable insurance rates Generac 22kW whole-house generator for uninterrupted comfort LOMA-F designation in Flood Zone X Situated in a private five-home neighborhood, you're within close proximity to Joe's Bayou boat launch, two waterfront parks, and the bustling Destin Harborwalk Village. Convenient to Eglin AFB, Hurlburt Field, top-rated schools, and just minutes from the world's most beautiful beaches.
Room Information
Room Name Level Dimensions Length Width Remarks Dimensions
KitchenFirst16 x 13.616.0013.6016 x 13.6
Dining RoomFirst13.6 x 9.613.609.6013.6 x 9.6
Living RoomFirst19.6 x 19.419.6019.4019.6 x 19.4
OfficeFirst12 x 1312.0013.0012 x 13
PantryFirst4.6 x 6.64.606.604.6 x 6.6
FoyerFirst15 x 7.615.007.6015 x 7.6
Mud RoomFirst13.6 x 6.513.606.50Laundry Room13.6 x 6.5
Master BedroomFirst18 x 15.618.0015.6018 x 15.6
Master BathroomFirst16 x 1616.0016.0016 x 16
BedroomFirst13 x 1313.0013.0013 x 13
BedroomFirst13 x 1513.0015.0013 x 15
Full BathroomFirst19 x 1119.0011.0019 x 11
BedroomSecond13 x 1613.0016.0013 x 16
Full BathroomSecond6 x 106.0010.00Jack and Jill Bath6 x 10
GarageFirst41 x 2541.0025.003 Car41 x 25

Listing Office: World Impact Real Estate

Last Updated: November - 15 - 2025

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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