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$1,295,000
408 Kelly Plantation Drive 409
Destin, FL 32541
MLS# 995792
2 beds  |  3 baths  |  2505 sqft


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DJI_0911-HDR One Water Place OWP OWP OWP OWP OWP OWP OWP OWP OWP IMG_2757 IMG_2752-HDR IMG_2763-HDR IMG_2908 IMG_2907 IMG_2906 IMG_2909 IMG_2713-HDR IMG_2690 IMG_2718-HDR IMG_2758 IMG_2841-HDR IMG_2741 OWP IMG_2904 IMG_2905 IMG_2772 IMG_2655 IMG_2646-HDR IMG_2645-2 IMG_2656-HDR IMG_2665 IMG_2504 IMG_2799-HDR IMG_2773-HDR IMG_2778-HDR IMG_2788-HDR IMG_2852 IMG_2835 IMG_2825 IMG_2815 IMG_2820 IMG_2830 IMG_2836-HDR IMG_2858 IMG_2864 IMG_2670 IMG_2680 IMG_2685 IMG_2903 DJI_0904-HDR DJI_0918-HDR IMG_2385-HDR IMG_2390-HDR IMG_2405-HDR IMG_2415-HDR IMG_2420-HDR IMG_2425-HDR IMG_2430-HDR IMG_2435-HDR IMG_2400-HDR IMG_2440-HDR IMG_2395-HDR IMG_2445-HDR IMG_2450-HDR IMG_2460-HDR IMG_2524 IMG_2514 IMG_2519 IMG_2469 IMG_2474 IMG_2509 IMG_2479 IMG_2484 IMG_2489 IMG_2494 IMG_2529 IMG_2534 IMG_2539 IMG_2550 IMG_2551-HDR IMG_2556-HDR IMG_2561-HDR IMG_2566-HDR IMG_2571-HDR IMG_2576-HDR IMG_2586-HDR IMG_2591-HDR IMG_2596-HDR IMG_2601-HDR IMG_2610 IMG_2615 IMG_2620 IMG_2625 IMG_2630 IMG_2635 IMG_2872-HDR IMG_2882-HDR IMG_2887-HDR IMG_2892-HDR IMG_2911-HDR IMG_2926-HDR

Property Description
Positioned on the highly desirable fourth floor of One Water Place at Kelly Plantation, this impeccably renovated residence represents one of the Emerald Coast's most refined opportunities for luxury ownership. Overlooking the tranquil waters of Choctawhatchee Bay and the pristine fairways of the Fred Couples Signature Golf Course, this sophisticated two-bedroom, two-and-a-half-bath home delivers the elevated lifestyle discerning buyers expect in one of Northwest Florida's most prestigious gated, non-rental communities. Accessed through a private elevator vestibule, the residence immediately sets a tone of exclusivity and intention. The open-concept interior is filled with natural light and thoughtfully designed to balance elegance with everyday comfort.

Details
Documents
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 516.97
List Date: 2026-02-17
Current Price: $1,295,000
List Price: $1,295,000
Location, Tax and Legal
Unit #: 409
Sub Area: 1403 - Destin Northwest
Elementary School: Destin
Middle School: Destin
High School: Destin
Legal Description: ONE WATER PLACE @ KELLY PLANTATION PH II UNIT 409 Parking A144&A157, Storage S2
General Property Info
Sub-Type: Condominium
Design: N/A
SqFt Source: County PA Records
Stories In Unit: 1
Stories in Building: 1
Unit Floors Above Ground: 4
Immediate Occupancy: Yes
Pre-Const Flip: No
Garage: Yes
Carport: No
Assigned Spaces: 2
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 2505
Bedrooms: 2
Full Baths: 2
Half Baths: 1
Total Bathrooms: 3
Year Built: 2007
Garage Spaces: 2
Listing Info, Tax & Legal
Homestead: Yes
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 6182.5
Annual Assessment Amount: 24730
Assessment Paid: Quarterly
New Buyer Fee: Yes
New Buyer Fee Amt: 874.33
New Buyer Fee Paid: $
Last Taxes: 5980.39
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Positioned on the highly desirable fourth floor of One Water Place at Kelly Plantation, this impeccably renovated residence represents one of the Emerald Coast's most refined opportunities for luxury ownership. Overlooking the tranquil waters of Choctawhatchee Bay and the pristine fairways of the Fred Couples Signature Golf Course, this sophisticated two-bedroom, two-and-a-half-bath home delivers the elevated lifestyle discerning buyers expect in one of Northwest Florida's most prestigious gated, non-rental communities. Accessed through a private elevator vestibule, the residence immediately sets a tone of exclusivity and intention. The open-concept interior is filled with natural light and thoughtfully designed to balance elegance with everyday comfort.
Waterfront
Bay: 1
Construction Status
Construction Complete: 1
Parking Features
Covered: 1
Waterview
Bay: 1
Lake: 1
Project Facilities
BBQ Pit/Grill: 1
Community Room: 1
Elevators: 1
Exercise Room: 1
Game Room: 1
Gated Community: 1
Golf: 1
Pets Allowed: 1
Pickle Ball: 1
Picnic Area: 1
Playground: 1
Pool: 1
Sauna/Steam Room: 1
Separate Storage: 1
Short Term Rental - Not Allowed: 1
Tennis: 1
TV Cable: 1
Waterfront: 1
Construction/Siding
Concrete: 1
Utilities
Electric: 1
Gas - Natural: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Exterior
Balcony: 1
BBQ Pit/Grill: 1
Columns: 1
Fenced Lot-All: 1
Fireplace: 1
Interior
Breakfast Bar: 1
Ceiling Crwn Molding: 1
Elevator: 1
Fireplace: 1
Fireplace Gas: 1
Floor Hardwood: 1
Floor Tile: 1
Pantry: 1
Renovated: 1
Shelving: 1
Washer/Dryer Hookup: 1
Financing
Conventional: 1
Appliances
Cooktop: 1
Dishwasher: 1
Dryer: 1
Microwave: 1
Range Hood: 1
Refrigerator W/IceMk: 1
Washer: 1
Energy
AC - Central Elect: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tile: 1
MBed Balcony: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
MBed Waterfront: 1
Master Bedroom
First: 1
Bedroom
First: 1
Kitchen
First: 1
Rooms
Balcony: 1
Bedroom: 1
Kitchen: 1
Master Bedroom: 1
Fees Include
Gas: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Master Association: 1
Recreational Faclty: 1
Security: 1
Sewer: 1
Trash: 1
TV Cable: 1
Water: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 14 - Destin
Street #: 408
Street Name: Kelly Plantation
Street Suffix: Drive
State: FL
Zip Code: 32541
County: Okaloosa
Project Name/Subdivision: ONE WATER PLACE at Kelly Plantation
Parcel ID: 00-2S-22-1326-0000-0409
Property Features
Construction Status: Construction Complete
Waterfront: Bay
Waterview: Bay; Lake
Parking Features: Covered
Project Facilities: BBQ Pit/Grill; Community Room; Elevators; Exercise Room; Game Room; Gated Community; Golf; Pets Allowed; Pickle Ball; Picnic Area; Playground; Pool; Sauna/Steam Room; Separate Storage; Short Term Rental - Not Allowed; Tennis; TV Cable; Waterfront
Exterior: Balcony; BBQ Pit/Grill; Columns; Fenced Lot-All; Fireplace
Interior: Breakfast Bar; Ceiling Crwn Molding; Elevator; Fireplace; Fireplace Gas; Floor Hardwood; Floor Tile; Pantry; Renovated; Shelving; Washer/Dryer Hookup
Appliances: Cooktop; Dishwasher; Dryer; Microwave; Range Hood; Refrigerator W/IceMk; Washer
Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect
Master Bedroom: First
Bedroom: First
Kitchen: First
Rooms: Balcony; Bedroom; Kitchen; Master Bedroom
Financing: Conventional
Fees Include: Gas; Ground Keeping; Insurance; Management; Master Association; Recreational Faclty; Security; Trash; TV Cable; Water
Supplements
White oak hardwood flooring, professionally detailed neutral finishes, custom glass entry doors, and refined architectural elements create a seamless, timeless aesthetic throughout. The gourmet kitchen has been masterfully designed for both beauty and performance, featuring custom solid walnut cabinetry extending through the kitchen, baths, and laundry. Premium pull-outs and drawer dividers, a custom walnut pantry wall, and striking stone countertops deliver exceptional function, while hidden outlet strips, under-cabinet LED lighting, and a dramatic recycled glass tile backsplash provide modern sophistication and visual impact. Every fixture and finish has been carefully selected to reflect continuity, quality, and enduring style. The primary suite serves as a private sanctuary, offering spa-level comfort with a custom marble backsplash, extended tilework to the ceiling, upgraded Toto fixtures, and a heated towel warmer. Polished and honed travertine flooring, designer wall coverings, custom closet systems, motion-activated LED lighting, and ceiling fans in every room demonstrate the level of detail and thoughtful planning rarely found in condominium living. The expansive balcony is designed to fully embrace the Emerald Coast lifestyle, functioning as an extension of the home's living and entertaining space. A fully appointed outdoor kitchen features a deluxe gas grill, beverage refrigerator, weatherproof custom cabinetry, and stone countertops with integrated sink -- all positioned to capture sweeping bay breezes and panoramic golf course views that change beautifully throughout the day. Extensive system and mechanical upgrades provide peace of mind and long-term comfort, including Carrier HVAC systems, updated hot water heater, gas fireplace blower, washer and dryer, upgraded hardware throughout, and professionally finished paint across all surfaces. One Water Place at Kelly Plantation offers a private, resort-caliber lifestyle reserved exclusively for residents. Amenities rival those of an elite private club and include a bi-level heated lap pool, spa treatment rooms, an expansive fitness center, wine tasting room with private lockers, bocce courts, putting greens, scenic walking trails, a dog park, and access to an equestrian center. Two underground parking spaces and a private storage room provide rare convenience and security. As a top luxury real estate professional representing premier properties across the Southeast United States, I can confidently say this residence stands among the finest condominium offerings along Florida's Emerald Coast. Perfectly located near Destin's world-renowned beaches, boating, championship golf, and exceptional dining, this move-in-ready home offers a rare combination of design excellence, privacy, and lifestyle distinction. For the buyer who expects the very best, this is more than a residence -- it is a statement of refined coastal living in one of the Southeast's most coveted luxury communities.
Room Information
Room Name Level Dimensions Length Width Remarks Dimensions
KitchenFirst14 x 1014.0010.0014x1014 x 10
BalconyFirst14 x 2214.0022.0014x2214 x 22
Master BedroomFirst15 x 1515.0015.0015x1515 x 15
BedroomFirst11 x 1611.0016.0011x1611 x 16

Listing Office: 1st Class Real Estate Lanier Group

Last Updated: April - 01 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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