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$629,900
4196 Mossy Cove Court
Niceville, FL 32578
MLS# 990812
4 beds  |  3 baths  |  3182 sqft


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Property Description
The seller to contribute $5k towards closing cost.Nestled in the desirable Rocks Cove community of Bluewater Bay, this remarkable 4-bedroom, 2.5-bath home offers 3,182 square feet of thoughtfully designed living space on a quiet cul-de-sac just minutes from the sparkling waters of Choctawhatchee Bay and convenient public boat ramp access. This spacious three-story residence welcomes you with an open floor plan, soaring ceilings, and a warm, inviting atmosphere. The living area showcases built-in shelves, recessed lighting, two ceiling fans, and a cozy fireplace, along with direct access to a tiled, screened-in Florida room with dramatic 14-foot ceilings. A sliding glass wall system opens fully to create a seamless indoor-outdoor entertaining space perfect for relaxing or dining year-round.

Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 197.96
List Date: 2025-12-04
Current Price: $629,900
List Price: $629,900
Location, Tax and Legal
Sub Area: 1308 - Bluewater Bay
Elementary School: Plew
Middle School: Ruckel
High School: Niceville
Legal Description: ROCKS COVE LOT 9
General Property Info
Sub-Type: Detached Single Family
Design: Contemporary
SqFt Source: County PA Records
Garage: Yes
Carport: No
Driveway Spaces: 2
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 3182
Bedrooms: 4
Full Baths: 2
Half Baths: 1
Total Bathrooms: 3
# Stories: 3
Year Built: 2008
Garage Spaces: 2
Acreage: 0.17
Listing Info, Tax & Legal
Homestead: Yes
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 300
Annual Assessment Amount: 300
Assessment Paid: Annually
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 5848
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: The seller to contribute $5k towards closing cost.Nestled in the desirable Rocks Cove community of Bluewater Bay, this remarkable 4-bedroom, 2.5-bath home offers 3,182 square feet of thoughtfully designed living space on a quiet cul-de-sac just minutes from the sparkling waters of Choctawhatchee Bay and convenient public boat ramp access. This spacious three-story residence welcomes you with an open floor plan, soaring ceilings, and a warm, inviting atmosphere. The living area showcases built-in shelves, recessed lighting, two ceiling fans, and a cozy fireplace, along with direct access to a tiled, screened-in Florida room with dramatic 14-foot ceilings. A sliding glass wall system opens fully to create a seamless indoor-outdoor entertaining space perfect for relaxing or dining year-round.
Construction Status
Construction Complete: 1
Parking Features
Garage: 1
Garage Attached: 1
Lot/Parcel Access
County Road: 1
Paved Road: 1
Lot Features
Cleared: 1
Cul-De-Sac: 1
Level: 1
Project Facilities
Boat Launch: 1
Dock: 1
Fishing: 1
Golf: 1
Marina: 1
Pool: 1
Tennis: 1
Waterfront: 1
Construction/Siding
Frame: 1
Roof Composite Shngl: 1
Slab: 1
Stucco: 1
Utilities
Electric: 1
Phone: 1
Public Sewer: 1
Public Water: 1
Underground: 1
Zoning
County: 1
Resid Single Family: 1
Exterior
Fenced Back Yard: 1
Lawn Pump: 1
Patio Covered: 1
Patio Enclosed: 1
Sprinkler System: 1
Interior
Breakfast Bar: 1
Ceiling Crwn Molding: 1
Ceiling Raised: 1
Fireplace: 1
Floor Tile: 1
Pantry: 1
Plantation Shutters: 1
Pull Down Stairs: 1
Washer/Dryer Hookup: 1
Financing
Conventional: 1
FHA: 1
VA: 1
Appliances
Auto Garage Door Opn: 1
Central Vacuum: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Stove/Oven Electric: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Insulated Doors: 1
Ridge Vent: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Cultured Mrble: 1
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Tile: 1
MBath Walk-In Closet: 1
MBath Whirlpool: 1
Master Bedroom
First: 1
Bedroom
Second: 1
Kitchen
First: 1
Living Room
First: 1
Full Bathroom
Second: 1
Half Bathroom
First: 1
Rooms
Bedroom: 1
Dining Room: 1
Foyer: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Loft: 1
Master Bathroom: 1
Master Bedroom: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 13 - Niceville
Street #: 4196
Street Name: Mossy Cove
Street Suffix: Court
State: FL
Zip Code: 32578
County: Okaloosa
Project Name/Subdivision: ROCKS COVE SUBDIVISION
Parcel ID: 15-1S-22-1220-0000-0090
Property Features
Construction Status: Construction Complete
Lot Features: Cleared; Cul-De-Sac; Level
Zoning: County; Resid Single Family
Parking Features: Garage; Garage Attached
Project Facilities: Boat Launch; Dock; Fishing; Golf; Marina; Pool; Tennis; Waterfront
Exterior: Fenced Back Yard; Lawn Pump; Patio Covered; Patio Enclosed; Sprinkler System
Interior: Breakfast Bar; Ceiling Crwn Molding; Ceiling Raised; Fireplace; Floor Tile; Pantry; Plantation Shutters; Pull Down Stairs; Washer/Dryer Hookup
Appliances: Auto Garage Door Opn; Central Vacuum; Dishwasher; Disposal; Microwave; Stove/Oven Electric
Utilities: Electric; Phone; Public Sewer; Public Water; Underground
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Insulated Doors; Ridge Vent; Water Heater - Elect
Master Bedroom: First
Bedroom: Second
Kitchen: First
Living Room: First
Full Bathroom: Second
Half Bathroom: First
Rooms: Bedroom; Dining Room; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Loft; Master Bathroom; Master Bedroom
Financing: Conventional; FHA; VA
Supplements
Adjacent to the living room, the open dining area easily accommodates large gatherings and is beautifully enhanced with crown molding that continues throughout the main living spaces. The kitchen is designed for both style and function, featuring granite countertops, abundant cabinetry, recessed lighting, stainless steel appliances, a pantry, and a generous island with a breakfast bar ideal for casual meals or additional seating. The first-floor master suite offers comfort and privacy with direct access to the back patio. The master bath includes a double vanity, Whirlpool tub, walk-in shower, and a spacious walk-in closet with built-in shelving. Upstairs, three generously sized guest bedrooms each include ceiling fans and plantation shutters, with one bedroom boasting its own private balcony. The upper-level bathroom features a double vanity, tile flooring, and a shower/tub combination. The home also includes a central vacuum system, a second-floor laundry chute, and a bonus landing area for added versatility. A major mechanical update was completed in October 2021 with the installation of new upstairs and downstairs HVAC units, and a termite bond is in place and paid through June 2026 for added peace of mind. A standout feature of this home is the impressive 500-square-foot bonus room on the third floor an incredible space with endless possibilities. Located directly across from the Bluewater Bay Marina and just minutes from the Mid-Bay Bridge, this home also offers access to exceptional community amenities including four pools (one heated), two championship 18-hole golf courses, award-winning tennis facilities, a full-service marina, a clubhouse with a restaurant, parks, and a playground. With its prime location, thoughtful upgrades, and expansive layout, this home is truly a must-see.
Room Information
Room Name Level Dimensions Length Width
BedroomSecond13 x 1013.0010.00
Full BathroomSecond14 x 814.008.00
Living RoomFirst20 x 1520.0015.00
Dining RoomFirst20 x 1520.0015.00
KitchenFirst16 x 1616.0016.00
FoyerFirst13 x 1013.0010.00
Half BathroomFirst8 x 38.003.00
LaundryFirst9 x 99.009.00
Master BedroomFirst20 x 1520.0015.00
Master BathroomFirst11 x 1011.0010.00
LoftSecond9 x 89.008.00
BedroomSecond15 x 1415.0014.00
BedroomSecond16 x 1216.0012.00

Listing Office: Briar Patch Realty LLC

Last Updated: May - 03 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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