4431 Luke Avenue
Destin, FL 32541
MLS# 971822
7 beds | 6 baths | 2829 sqft
Property DescriptionWelcome to an exceptional coastal retreat in the heart of Crystal Beach, where location, flexibility, and investment potential converge. Just two blocks from beach access and positioned on a desirable south-facing homesite, this impressive property offers sunshine-filled living and outstanding versatility.
Spanning approximately 2,869 square feet, the residence includes a 4-bedroom, 3-bath main home complemented by a separate 3-bedroom, 3-bath guest house—ideal for hosting extended family, accommodating guests, or maximizing rental flexibility. Thoughtfully designed for comfort and function, the layout supports both personal enjoyment and income-producing use.
Listing Board: Emerald Coast
List Price/SqFt: 547.54
List Date: 2025-03-21
Current Price: $1,549,000
Sub Area: 1404 - Destin Beach East
Elementary School: Destin
Middle School: Destin
High School: Fort Walton Beach
Legal Description: CRYSTAL BEACH S/D LOT 6 BLK 39 & W 1/2 OF SHIRAH ST E OF LOT
Sub-Type: Detached Single Family
Design: Florida Cottage
SqFt Source: County PA Records
Garage: No
Carport: No
Driveway Spaces: 6
Pool: Yes
Pool Type: Private
Apx SqFt(Htd/Cooled): 2829
Bedrooms: 7
Full Baths: 6
Total Bathrooms: 6
# Stories: 1
Year Built: 1991
Homestead: No
Is Subject Leased: No
Assessment Fees: No
New Buyer Fee: No
Last Taxes: 9614.35
Last Tax Year: 2023
Brokerage Interest: No Interest
As Is: No
Remarks: Welcome to an exceptional coastal retreat in the heart of Crystal Beach, where location, flexibility, and investment potential converge. Just two blocks from beach access and positioned on a desirable south-facing homesite, this impressive property offers sunshine-filled living and outstanding versatility.
Spanning approximately 2,869 square feet, the residence includes a 4-bedroom, 3-bath main home complemented by a separate 3-bedroom, 3-bath guest house—ideal for hosting extended family, accommodating guests, or maximizing rental flexibility. Thoughtfully designed for comfort and function, the layout supports both personal enjoyment and income-producing use.
Short Term Rental - Allowed: 1
Public Sewer: 1
Public Water: 1
City: 1
Resid Single Family: 1
Guest Quarters: 1
Pool - In-Ground: 1
Floor Hardwood: 1
Floor Tile: 1
Dishwasher: 1
Oven Self Cleaning: 1
Refrigerator W/IceMk: 1
Smoke Detector: 1
AC - Central Elect: 1
Ceiling Fans: 1
MBath Dressing Area: 1
MBath Tile: 1
MBath Whirlpool: 1
MBed First Floor: 1
Bedroom: 1
Full Bathroom: 1
Master Bedroom: 1
Other: 1
Area: 14 - Destin
Street #: 4431
Street Name: Luke
Street Suffix: Avenue
County: Okaloosa
Project Name/Subdivision: CRYSTAL BEACH
Parcel ID: 00-2S-22-0580-0039-0060
Construction Status: Construction Complete
Zoning: Resid Single Family
Project Facilities: Short Term Rental - Allowed
Exterior: Guest Quarters; Pool - In-Ground
Interior: Floor Hardwood; Floor Tile; Window Treatment All
Appliances: Dishwasher; Oven Self Cleaning; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric
Utilities: Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows
Rooms: Bedroom; Full Bathroom; Kitchen; Living Room; Master Bedroom; Other; Owner's Closet
Financing: Conventional; FHA; VA
Outdoor living shines with an in-ground pool, elegant paver driveway, and a rare 1.5-lot homesite, a true standout in Crystal Beach. Offered fully furnished, this turn-key property allows for immediate enjoyment or seamless continuation of its current use.
The home has been utilized as a short-term rental and has demonstrated strong historical rental performance, with seller-provided figures indicating approximately $90,000-$110,000 in annual gross rental income (buyer to independently verify). Additionally, vacant lots in Crystal Beach have recently been marketed at approximately $1,000,000, underscoring the value of this location.
Whether you're seeking a coastal second home, a multi-generational beach retreat, or a property with income potential, this Crystal Beach opportunity delivers on lifestyle and location.
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Master Bedroom | First | 20 x 14 | 20.00 | 14.00 | 20 x 14 |
| Living Room | First | 24 x 18 | 24.00 | 18.00 | 24 x 18 |
| Kitchen | First | 10 x 9 | 10.00 | 9.00 | 10 x 9 |
| Bedroom | First | 14 x 11 | 14.00 | 11.00 | 14 x 11 |
| Bedroom | First | 12 x 12 | 12.00 | 12.00 | 12 x 12 |
| Master Bedroom | First | 13 x 12 | 13.00 | 12.00 | 13 x 12 |
| Full Bathroom | First | 1 x 1 | 1.00 | 1.00 | 1 x 1 |
| Other | First | 1 x 1 | 1.00 | 1.00 | 1 x 1 |
| Owner's Closet | First | 1 x 1 | 1.00 | 1.00 | 1 x 1 |
Listing Office: Coldwell Banker Realty
Last Updated: March - 24 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.