6323 Thomas Drive # 403A
Panama City Beach, FL 32408
MLS# 996788
2 beds | 2 baths | 1600 sqft
Property DescriptionExperience the art of coastal living at its finest. Wake each morning to panoramic, unobstructed views of Panama City Beach's sugar-white sands and shimmering emerald waters from the privacy of your own balcony. This elegantly updated beachfront residence captures the sophistication of seaside living, blending timeless design with modern comfort. A sun-drenched open floor plan invites relaxation, featuring an expansive living area framed by floor-to-ceiling windows, a thoughtfully appointed kitchen with sleek appliances, and a dining space ideal for both intimate gatherings and entertaining guests.
The primary suite offers a serene retreat with generous closet space and a private en-suite bath, while the spacious guest bedroom includes its own full bath for ultimate comfort and privacy.
Listing Board: Emerald Coast
List Price/SqFt: 437.44
List Date: 2026-03-03
Current Price: $699,900
Unit #: # 403A
Sub Area: 2723 - Beach - South of Grand Lagoon
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Legal Description: SUMMERWINDS CONDOMINIUM UNIT 403A (TYPE C) ORB 1474 P 1852 2BF 2B 1600 SF ORB 4741 P 2231
Sub-Type: Condominium
Design: N/A
SqFt Source: County PA Records
Stories In Unit: 1
# of Units in Bldg: 72
Stories in Building: 12
Unit Floors Above Ground: 4
Immediate Occupancy: Yes
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 1600
Bedrooms: 2
Full Baths: 2
Total Bathrooms: 2
Year Built: 1994
Garage Spaces: 1
Homestead: Yes
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 469.51
Annual Assessment Amount: 1878.04
Assessment Paid: Quarterly
New Buyer Fee: Yes
New Buyer Fee Amt: 4691.51
New Buyer Fee Paid: $
Last Taxes: 5599.98
Last Tax Year: 2025
Brokerage Interest: Owner Outside Licensee - Owner is a licensed real estate broker or salesperson.
Remarks: Experience the art of coastal living at its finest. Wake each morning to panoramic, unobstructed views of Panama City Beach's sugar-white sands and shimmering emerald waters from the privacy of your own balcony. This elegantly updated beachfront residence captures the sophistication of seaside living, blending timeless design with modern comfort. A sun-drenched open floor plan invites relaxation, featuring an expansive living area framed by floor-to-ceiling windows, a thoughtfully appointed kitchen with sleek appliances, and a dining space ideal for both intimate gatherings and entertaining guests.
The primary suite offers a serene retreat with generous closet space and a private en-suite bath, while the spacious guest bedroom includes its own full bath for ultimate comfort and privacy.
Gated Community: 1
Pool: 1
Short Term Rental - Not Allowed: 1
Waterfront: 1
Electric: 1
Public Sewer: 1
Balcony: 1
Hurricane Shutters: 1
Pool - Heated: 1
Pool - In-Ground: 1
Breakfast Bar: 1
Ceiling Crwn Molding: 1
Microwave: 1
Refrigerator: 1
Stove/Oven Electric: 1
Washer: 1
AC - Central Elect: 1
Ceiling Fans: 1
MBath Tile: 1
See Remarks: 1
Living Room: 1
Master Bathroom: 1
Accounting: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Area: 27 - Bay County
Street #: 6323
Street Name: Thomas
Street Suffix: Drive
County: Bay
Project Name/Subdivision: SUMMERWINDS CONDO
Construction Status: Construction Complete
Project Facilities: Beach; Exercise Room; Gated Community; Pool; Short Term Rental - Not Allowed; Waterfront
Exterior: Balcony; Hurricane Shutters; Pool - Heated; Pool - In-Ground
Interior: Breakfast Bar; Ceiling Crwn Molding; Floor Tile
Appliances: Cooktop; Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer
Utilities: Electric; Public Sewer; Public Water
Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric
Rooms: Bedroom; Dining Room; Kitchen; Laundry; Living Room; Master Bathroom
Fees Include: Accounting; Ground Keeping; Insurance; Management; Trash; TV Cable
Furnishings are negotiable, and the unit is being offered fully equipped with all appliances and three televisions for a seamless move-in experience. Thoughtful upgrades include blackout curtains, pull-down mesh shades, and a full laundry room designed for everyday convenience.
Located within Summerwinds, one of the area's most desirable non-rental communities, residents enjoy a quiet, private setting rarely found along the Gulf. The residence conveys with a deeded garage parking space with electricity--ideal for additional storage or EV charging--as well as hurricane shutters for added protection and peace of mind.
Resort-style amenities elevate coastal living, including two beachfront swimming pools (one heated), direct access to the sugar-white sands and emerald waters, and a gazebo overlooking the stunning Gulf of Mexico--an inviting gathering place where owners come together to enjoy unforgettable sunsets.
Whether envisioned as a luxurious vacation retreat, refined investment opportunity, or full-time Gulf-front residence, this condominium captures the essence of effortless elegance and the unmatched beauty of life by the sea.
All information is believed to be accurate; buyers are encouraged to verify any details deemed important.
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Master Bathroom | First | 18 x 14 | 18.00 | 14.00 | 18 x 14 |
| Bedroom | First | 14 x 13 | 14.00 | 13.00 | 14 x 13 |
| Living Room | First | 20 x 16 | 20.00 | 16.00 | 20 x 16 |
| Dining Room | First | 14 x 11 | 14.00 | 11.00 | 14 x 11 |
| Kitchen | First | 17 x 11 | 17.00 | 11.00 | 17 x 11 |
| Laundry | First | 9 x 7 | 9.00 | 7.00 | 9 x 7 |
Listing Office: Go Coastal Realty LLC
Last Updated: March - 24 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.