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$4,450,000
657 Western Lake Drive
Santa Rosa Beach, FL 32459
MLS# 999623
Status: Pending
4 beds  |  5 baths  |  3080 sqft

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657 Western Lake Dr
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Property Description
The newest home in Phase 1 of WaterColor, 657 Western Lake Drive offers a rare opportunity to own what essentially lives as a brand-new home in the most established and sought-after section of the community. Completed in January 2025 following a comprehensive top-to-bottom rebuild, every aspect of the home has been thoughtfully redesigned and reconstructed with high-quality materials, modern systems, and refined coastal finishes--creating a residence that feels entirely new in the heart of original WaterColor. Perfectly positioned overlooking Western Lake and directly along the WaterColor walking trails, the home places you in the center of the community's most iconic amenities. Cerulean Park, the LakeHouse, Boathouse, and Marina Pool are just steps away, while the WaterColor Beach Club,

Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 1444.81
List Date: 2026-04-02
Current Price: $4,450,000
List Price: $4,450,000
Location, Tax and Legal
Sub Area: 1802 - S. of 98 W of Camp Creek
Elementary School: Dune Lakes
Middle School: Emerald Coast
High School: South Walton
Legal Description: Lot 7 Lake District At Watercolor Pb 14-33 Or 2305-1372 Or 2650-960 Or 2803-2914 Or 3109-545 Or 3193-1766
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
SqFt Source: Building Plan
Immediate Occupancy: Yes
Garage: No
Carport: No
Driveway Spaces: 4
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 3080
Bedrooms: 4
Full Baths: 4
Half Baths: 1
Total Bathrooms: 5
# Stories: 2
Year Built: 2025
Acreage: 0.12
Listing Info, Tax & Legal
Homestead: Yes
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 1890
Annual Assessment Amount: 7560
Assessment Paid: Quarterly
New Buyer Fee: Yes
New Buyer Fee Amt: 0.5
New Buyer Fee Paid: %
Last Taxes: 28747.11
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: The newest home in Phase 1 of WaterColor, 657 Western Lake Drive offers a rare opportunity to own what essentially lives as a brand-new home in the most established and sought-after section of the community. Completed in January 2025 following a comprehensive top-to-bottom rebuild, every aspect of the home has been thoughtfully redesigned and reconstructed with high-quality materials, modern systems, and refined coastal finishes--creating a residence that feels entirely new in the heart of original WaterColor. Perfectly positioned overlooking Western Lake and directly along the WaterColor walking trails, the home places you in the center of the community's most iconic amenities. Cerulean Park, the LakeHouse, Boathouse, and Marina Pool are just steps away, while the WaterColor Beach Club,
Waterfront
Lake: 1
Waterfront Feet: 57
Construction Status
Construction Complete: 1
Waterview
Lake: 1
Lot/Parcel Access
Private Road: 1
Lot Features
Within 1/2 Mile to Water: 1
Project Facilities
Beach: 1
Community Room: 1
Dock: 1
Exercise Room: 1
Fishing: 1
Playground: 1
Pool: 1
Tennis: 1
Waterfront: 1
Construction/Siding
Frame: 1
Roof Metal: 1
Siding CmntFbrHrdBrd: 1
Utilities
Electric: 1
Gas - Natural: 1
Phone: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Zoning
Resid Single Family: 1
Exterior
Balcony: 1
Porch: 1
Porch Screened: 1
Interior
Ceiling Vaulted: 1
Fireplace Gas: 1
Floor Hardwood: 1
Floor Tile: 1
Kitchen Island: 1
Lighting Recessed: 1
Owner's Closet: 1
Pantry: 1
Washer/Dryer Hookup: 1
Window Treatment All: 1
Financing
Conventional: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven Self Cleaning: 1
Range Hood: 1
Refrigerator: 1
Stove/Oven Gas: 1
Washer: 1
Wine Refrigerator: 1
Energy
AC - 2 or More: 1
AC - Central Elect: 1
Ceiling Fans: 1
Heat - Two or More: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Tile: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Fees Include
Accounting: 1
Ground Keeping: 1
Internet Service: 1
Management: 1
Recreational Faclty: 1
Security: 1
Trash: 1
TV Cable: 1
Status Change Info
Status: Pending
Under Contract Date: 2026-04-04
Location Tax and Legal
Area: 18 - 30A East
Street #: 657
Street Name: Western Lake
Street Suffix: Drive
State: FL
Zip Code: 32459
County: Walton
Project Name/Subdivision: WATERCOLOR
Parcel ID: 15-3S-19-25405-000-0070
Property Features
Construction Status: Construction Complete
Lot Features: Within 1/2 Mile to Water
Zoning: Resid Single Family
Waterfront: Lake
Waterview: Lake
Project Facilities: Beach; Community Room; Dock; Exercise Room; Fishing; Playground; Pool; Tennis; Waterfront
Exterior: Balcony; Porch; Porch Screened
Interior: Ceiling Vaulted; Fireplace Gas; Floor Hardwood; Floor Tile; Kitchen Island; Lighting Recessed; Owner's Closet; Pantry; Washer/Dryer Hookup; Window Treatment All
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven Self Cleaning; Range Hood; Refrigerator; Stove/Oven Gas; Washer; Wine Refrigerator
Utilities: Electric; Gas - Natural; Phone; Public Sewer; Public Water; TV Cable
Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Heat - Two or More; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: Second
Bedroom: First; Second
Kitchen: First
Living Room: First
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bathroom; Master Bedroom
Financing: Conventional
Fees Include: Accounting; Ground Keeping; Internet Service; Management; Recreational Faclty; Security; Trash; TV Cable
Supplements
Gulf-front pools, the beach, the WaterColor Inn, and the shops and restaurants along 30A are all conveniently nearby. Tennis and pickleball courts, the future fitness center, Camp WaterColor, and the Frog Pool are also easily accessible, while the boutiques and dining of Seaside are just a short bike ride away along the scenic 30A path, or a quick walk down the "secret path". The nearly 3,100-square-foot home offers four bedrooms and four-and-a-half bathrooms, along with four covered decks designed to capture views of Western Lake and the surrounding natural landscape. Two screened rear decks connect seamlessly to the living room and primary suite through folding-glass doors, expanding both spaces and creating an exceptional indoor-outdoor living experience. Inside, the home showcases elevated craftsmanship throughout, including white oak hardwood flooring, custom white oak staircases and ceiling treatments, vaulted ceilings with exposed beams, and detailed nickel-gap shiplap and board-and-batten walls. Gas fireplaces anchor both the living room--finished in Venetian plaster--and the primary suite, which features a beautifully designed vaulted ceiling with white oak beam detailing. The chef's kitchen is designed for both everyday living and entertaining, featuring custom cabinetry by Grimes Cabinets, a walk-in pantry with built-in white oak wine storage, and a fully panelized Thermador appliance suite including a 36-inch six-burner gas range, double ovens, a 42-inch refrigerator, wine refrigerator, dishwasher, and four refrigerated drawers. Additional upgrades include all-new electrical, plumbing, and HVAC systems with two Bosch units, spray foam insulation, a tankless water heater, and Marvin Ultimate StormPlus hurricane-rated windows and doors. Exterior improvements include HardiePlank siding, a standing seam metal roof, Ipe decking across the covered porches, a paver driveway, new landscaping and irrigation, a gas fire pit, outdoor grill station, and dedicated golf cart parking with a charging station. With its rare "like-new" rebuild, exceptional craftsmanship, and premier Phase 1 location near WaterColor's most sought-after amenities, this home offers an extraordinary opportunity to experience the very best of the WaterColor lifestyle.
Room Information
Room Name Level Dimensions Length Width
Dining RoomFirst11.2 x 17.211.2017.20
Living RoomFirst17.2 x 1617.2016.00
KitchenFirst20.8 x 1420.8014.00
BedroomFirst13.8 x 1313.8013.00
BedroomSecond13 x 14.713.0014.70
BedroomSecond9.6 x 16.29.6016.20
Master BedroomSecond16.3 x 1716.3017.00
Master BathroomSecond17.8 x 9.317.809.30

Listing Office: Scenic Sotheby's International Realty

Last Updated: April - 13 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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