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$874,900
912 Camp Fire Circle Lot 319
Panama City Beach, FL 32413
MLS# 999753
4 beds  |  4 baths  |  2839 sqft


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Property Description
Recently constructed and in pristine condition 4BR/3.5BA home in Breakwater at Ward Creek offering 2,800+ SF of well-designed living space. Open-concept layout with spacious kitchen, large island, stainless appliances, and generous living/dining areas, ideal for entertaining. Primary suite features a spa-like bath and oversized walk-in closet. Three additional bedrooms plus flexible space for office or bonus use. 3-car garage provides ample storage. Enjoy a private backyard with room for a pool. Located in a gated community with resort-style amenities including pool, pickleball, and walking trails. Minutes to Panama City Beach, shopping, dining, and the airport. Move-in ready and better than waiting to build!

Details
Contract Info
Listing Board: Emerald Coast
List Date: 2026-04-03
Current Price: $874,900
List Price: $874,900
Location, Tax and Legal
Unit #: Lot 319
Sub Area: 2722 - Beach - North West
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Legal Description: Breakwater At Ward Creek Ph 1 Lot 319 Orb 4815 P 1513
General Property Info
Sub-Type: Detached Single Family
Design: Other
SqFt Source: County PA Records
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 2839
Bedrooms: 4
Full Baths: 3
Half Baths: 1
Total Bathrooms: 4
# Stories: 1
Year Built: 2025
Garage Spaces: 3
Acreage: 0.18
Listing Info, Tax & Legal
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 200
Annual Assessment Amount: 2400
Assessment Paid: Monthly
New Buyer Fee: Yes
New Buyer Fee Amt: 600
New Buyer Fee Paid: $
Last Taxes: 1354.84
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks & Misc
Remarks: Recently constructed and in pristine condition 4BR/3.5BA home in Breakwater at Ward Creek offering 2,800+ SF of well-designed living space. Open-concept layout with spacious kitchen, large island, stainless appliances, and generous living/dining areas, ideal for entertaining. Primary suite features a spa-like bath and oversized walk-in closet. Three additional bedrooms plus flexible space for office or bonus use. 3-car garage provides ample storage. Enjoy a private backyard with room for a pool. Located in a gated community with resort-style amenities including pool, pickleball, and walking trails. Minutes to Panama City Beach, shopping, dining, and the airport. Move-in ready and better than waiting to build!
Sale Type
Accept Backup Offers: 1
Construction Status
Construction Complete: 1
Parking Features
Garage Attached: 1
Project Facilities
Community Room: 1
Exercise Room: 1
Gated Community: 1
Pickle Ball: 1
Picnic Area: 1
Playground: 1
Pool: 1
Tennis: 1
Construction/Siding
Roof Shingle/Shake: 1
Siding CmntFbrHrdBrd: 1
Utilities
Electric: 1
Gas - Natural: 1
Phone: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Underground: 1
Zoning
Resid Single Family: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven Double: 1
Range Hood: 1
Refrigerator W/IceMk: 1
Smoke Detector: 1
Stove/Oven Gas: 1
Energy
AC - Central Elect: 1
Heat Cntrl Electric: 1
Water Heater - Tnkls: 1
Master Bedroom
First: 1
Kitchen
First: 1
Rooms
Bonus Room: 1
Covered Porch: 1
Garage: 1
Great Room: 1
Kitchen: 1
Master Bedroom: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 912
Street Name: Camp Fire
Street Suffix: Circle
State: FL
Zip Code: 32413
County: Bay
Project Name/Subdivision: Breakwater at Ward Creek
Parcel ID: 32717-250-166
Property Features
Sale Type: Accept Backup Offers
Construction Status: Construction Complete
Zoning: Resid Single Family
Parking Features: Garage Attached
Project Facilities: Community Room; Exercise Room; Gated Community; Pickle Ball; Picnic Area; Playground; Pool; Tennis
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven Double; Range Hood; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Gas
Utilities: Electric; Gas - Natural; Phone; Public Sewer; Public Water; TV Cable; Underground
Energy: AC - Central Elect; Heat Cntrl Electric; Water Heater - Tnkls
Master Bedroom: First
Kitchen: First
Rooms: Bonus Room; Covered Porch; Garage; Great Room; Kitchen; Master Bedroom
Room Information
Room Name Level Dimensions Length Width Dimensions
Master BedroomFirst17 x 14.517.0014.5017 x 14.5
GarageFirst29.83 x 2229.8322.0029.83 x 22
Bonus RoomFirst12 x 10.5812.0010.5812 x 10.58
Great RoomFirst19.17 x 1919.1719.0019.17 x 19
Covered PorchFirst24 x 924.009.0024 x 9
KitchenFirst21.17 x 1321.1713.0021.17 x 13

Listing Office: 1 Percent Lists Florida Coast

Last Updated: April - 03 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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