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$419,900
9900 S Thomas Drive UNIT 2011
Panama City Beach, FL 32408
MLS# 999261
2 beds  |  2 baths  |  907 sqft


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Property Description
Welcome to your Gulf-front condo in Panama City Beach at the highly sought-after Shores of Panama--a proven short-term rental investment with strong income history and breathtaking direct Gulf views from the 20th floor. This 2 bedroom, 2-bath Gulf-front condo is designed for both personal enjoyment and maximum rental performance. The open-concept layout features a fully equipped kitchen with stainless steel appliances, a spacious living area with updated coastal furnishings, and floor-to-ceiling glass doors leading to a private balcony overlooking the emerald waters and white sand beaches of the Gulf of Mexico. The primary suite offers a comfortable king-sized bed, while the separate bunk room (queen-over-queen configuration) significantly

Details
Contract Info
Listing Board: Emerald Coast
List Price/SqFt: 462.95
List Date: 2026-03-30
Current Price: $419,900
List Price: $419,900
Location, Tax and Legal
Unit #: UNIT 2011
Sub Area: 2718 - Beach - Central South
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Legal Description: SHORES OF PANAMA PHASE I UNIT 2011 TYPE C(L) ORB 2740 P 2252 20TH FLOOR 1BD/2BR ORB 4587 P 1685 907 SQ FT ORB 4587 P 1687 PARKING SP# 715
General Property Info
Sub-Type: Condominium
Design: N/A
SqFt Source: County PA Records
Stories In Unit: 1
# of Units in Bldg: 709
Stories in Building: 23
Unit Floors Above Ground: 20
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 907
Bedrooms: 2
Full Baths: 2
Total Bathrooms: 2
Year Built: 2007
Garage Spaces: 1
Listing Info, Tax & Legal
Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 3491.71
Annual Assessment Amount: 13966.84
Assessment Paid: Quarterly
New Buyer Fee: No
Last Taxes: 3860.54
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Welcome to your Gulf-front condo in Panama City Beach at the highly sought-after Shores of Panama--a proven short-term rental investment with strong income history and breathtaking direct Gulf views from the 20th floor. This 2 bedroom, 2-bath Gulf-front condo is designed for both personal enjoyment and maximum rental performance. The open-concept layout features a fully equipped kitchen with stainless steel appliances, a spacious living area with updated coastal furnishings, and floor-to-ceiling glass doors leading to a private balcony overlooking the emerald waters and white sand beaches of the Gulf of Mexico. The primary suite offers a comfortable king-sized bed, while the separate bunk room (queen-over-queen configuration) significantly
Waterfront
Gulf: 1
Construction Status
Construction Complete: 1
Parking Features
Garage: 1
Waterview
Gulf: 1
Project Facilities
BBQ Pit/Grill: 1
Beach: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Game Room: 1
Pool: 1
Short Term Rental - Allowed: 1
Waterfront: 1
Construction/Siding
Concrete: 1
Utilities
Electric: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Exterior
Balcony: 1
Interior
Floor Tile: 1
Furnished - All: 1
Washer/Dryer Hookup: 1
Window Treatment All: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Refrigerator: 1
Stove/Oven Electric: 1
Washer: 1
Energy
AC - Central Elect: 1
Ceiling Fans: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
Mstr Bdrm/Mstr Bath
MBath Tile: 1
Master Bedroom
First: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bunk Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Fees Include
Accounting: 1
Ground Keeping: 1
Internet Service: 1
Legal: 1
Management: 1
Master Association: 1
Recreational Faclty: 1
Security: 1
Sewer: 1
Trash: 1
TV Cable: 1
Water: 1
Status Change Info
Status: Active
Location Tax and Legal
Area: 27 - Bay County
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Project Name/Subdivision: SHORES OF PANAMA
Parcel ID: 40000-650-350
Property Features
Construction Status: Construction Complete
Waterfront: Gulf
Waterview: Gulf
Parking Features: Garage
Project Facilities: BBQ Pit/Grill; Beach; Dumpster; Elevators; Exercise Room; Game Room; Pool; Short Term Rental - Allowed; Waterfront
Exterior: Balcony
Interior: Floor Tile; Furnished - All; Washer/Dryer Hookup; Window Treatment All
Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer
Utilities: Electric; Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Kitchen: First
Living Room: First
Rooms: Bunk Room; Kitchen; Living Room; Master Bedroom
Fees Include: Accounting; Ground Keeping; Internet Service; Legal; Management; Master Association; Recreational Faclty; Security; Trash; TV Cable; Water
Supplements
increases occupancy--making this unit ideal for vacation rental income. Coastal tones and modern finishes create a bright, clean, and turnkey-ready interior. Step outside to your private balcony and take in panoramic beachfront views, perfect for sunrise coffee or sunset cocktails--one of the most desirable features for Panama City Beach vacation rentals.This unit also includes a deeded parking space, a rare and highly valuable asset that enhances both convenience and rental appeal. Owners and guests at Shores of Panama enjoy resort-style amenities including: Lagoon-style beachfront pool,Indoor heated pool & hot tub, Fitness center & full-service spa, On-site dining and bar, Direct beach access. Located in the heart of Panama City Beach, Florida, this property is minutes from dining, entertainment, and attractions--making it a top choice for investment property buyers, second-home owners, and those seeking a turnkey beachfront condo. Whether you're searching for a high-performing investment property or a Gulf-front second home, this opportunity delivers on every level.
Room Information
Room Name Level Dimensions Length Width Dimensions
Master BedroomFirst14 x 1214.0012.0014 x 12
Bunk RoomFirst8 x 88.008.008 x 8
KitchenFirst10 x 1010.0010.0010 x 10
Living RoomFirst16 x 1616.0016.0016 x 16

Listing Office: Christies International Real Estate Emerald Coast

Last Updated: March - 30 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.


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